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Erste Bank PolskaLTS:0DVR 76 Shiller PE Ratio is 17.21 as of Sep. 10, 2026, which is 15% above its 10-year median of 15.03. GuruFocus rates LTS:0DVR with a GF Score™ of 76/100 and a GF Value™ of zł322.79 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,234 Banks companies, Erste Bank Polska ranks worse than 77.96% on this metric.
The historical rank and industry rank for Erste Bank Polska's Shiller PE Ratio or its related term are showing as below:
LTS:0DVR'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 5.69 Med: 15.03 Max: 22.22
Current: 19.9
During the past years, Erste Bank Polska's highest Shiller PE Ratio was 22.22. The lowest was 5.69. And the median was 15.03.
LTS:0DVR's Shiller PE Ratio is ranked worse than 77.96% of 1234
companies
in the Banks industry
Industry Median: 13.86
vs LTS:0DVR: 19.90
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Erste Bank Polska's adjusted earnings per share data for the three months ended in Jun. 2026 was zł11.480. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is zł22.99 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Erste Bank Polska (LTS:0DVR) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Erste Bank Polska Shiller PE Ratio Related Terms
Erste Bank Polska Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Erste Bank Polska's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Bank Polska Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Erste Bank Polska's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Erste Bank Polska Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Erste Bank Polska's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Erste Bank Polska's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Erste Bank Polska's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Erste Bank Polska's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Erste Bank Polska (LTS:0DVR) has a Shiller PE Ratio of 17.21 as of Sep. 10, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Erste Bank Polska and its competitors. This is 15% above median its historical median of 15.03. Over the past decade, Erste Bank Polska's Shiller PE Ratio has ranged from 5.69 to 22.22. According to the industry distribution chart, Erste Bank Polska ranks #962 out of 1234 companies in the Banks industry, placing it in the top 78%.
Is Erste Bank Polska's Shiller PE Ratio too high?
Erste Bank Polska's current Shiller PE Ratio of 17.21 is 15% above median its 10-year median of 15.03. Over the past 10 years, this metric has ranged from a low of 5.69 to a high of 22.22. The Banks industry median Shiller PE Ratio is 13.86. Erste Bank Polska's value of 17.21 is 24.2% above this industry median. Based on the distribution chart, Erste Bank Polska ranks #962 out of 1234 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Erste Bank Polska has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Erste Bank Polska's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Erste Bank Polska ranks #962 out of 1234 companies for Shiller PE Ratio. This places Erste Bank Polska in the lower half of its industry. The industry median Shiller PE Ratio is 13.86. Erste Bank Polska's value of 17.21 is 24.2% above this benchmark. Historically, Erste Bank Polska's own Shiller PE Ratio has ranged from 5.69 to 22.22 over the past decade. While the company's 10-year median is 15.03 vs. the industry median of 13.86, Erste Bank Polska has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.86, based on 1,234 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Erste Bank Polska's current Shiller PE Ratio of 17.21 is 24.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Erste Bank Polska and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Erste Bank Polska's current Shiller PE Ratio is 17.21, which is 15% above median its own 10-year median of 15.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Erste Bank Polska stock overvalued right now?
Based on GuruFocus' analysis, Erste Bank Polska (LTS:0DVR) is currently considered Modestly Overvalued. The stock's GF Value™ is zł322.79, compared to a current price of zł395.55 — trading 22.5% above its estimated fair value. The current Shiller PE Ratio is 17.21, which is 15% above median its 10-year median of 15.03 and 24.2% above the Banks industry median of 13.86. Erste Bank Polska's overall GF Score™ is 76/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Erste Bank Polska (LTS:0DVR), the current Shiller PE Ratio is 17.21 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Erste Bank Polska (LTS:0DVR) Overvalued in 2026?
Based on GuruFocus' analysis, Erste Bank Polska stock appears to be overvalued.
The current stock price of zł395.55 is trading 22.5% above its estimated GF Value™ of zł322.79.
GuruFocus considers Erste Bank Polska to be Modestly Overvalued.
Key valuation signals for LTS:0DVR:
Shiller PE Ratio: 17.21 (15% above median its 10-year median of 15.03)
GF Value™: zł322.79 vs. price of zł395.55 (22.5% above fair value)
Industry Position: 24.2% above the Banks median (#962 of 1234)
No single metric tells the full story. See the LTS:0DVR stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Erste Bank Polska SA is a commercial bank. It provides financial products and services such as Personal accounts, Payment cards, Loans, Savings and investments, and products for overseas customers.
76GF Score
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