MCNB BanksMKIN 47 EV-to-FCF is -14.69 as of Jul. 04, 2026. GuruFocus rates MKIN with a GF Score™ of 47/100 and a GF Value™ of $19.50 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,193 Banks companies, MCNB Banks ranks worse than 83822.21% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, MCNB Banks's Enterprise Value is $33.93 Mil.
MCNB Banks's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-2.31 Mil. Therefore, MCNB Banks's EV-to-FCF for today is -14.69.
The historical rank and industry rank for MCNB Banks's EV-to-FCF or its related term are showing as below:
MKIN'
s EV-to-FCF Range Over the Past 10 Years
Min: -14.7 Med: 5 Max: 14.13
Current: -14.69
During the past 10 years, the highest EV-to-FCF of MCNB Banks was 14.13. The lowest was -14.70. And the median was 5.00.
MKIN's EV-to-FCF is ranked worse than 100% of 1193
companies
in the Banks industry
Industry Median: 6.61
vs MKIN: -14.69
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
MCNB Banks's share price for today is $19.45.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MCNB Banks's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.040.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
MCNB Banks EV-to-FCF Related Terms
MCNB Banks EV-to-FCF Historical Data
* Premium members only.
The historical data trend for MCNB Banks's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MCNB Banks's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MCNB Banks EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, MCNB Banks's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where MCNB Banks's EV-to-FCF falls into.
MCNB Banks's current Enterprise Value is $33.93 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. MCNB Banks's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-2.31 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MCNB Banks (MKIN) has a EV-to-FCF of -14.69 as of Jul. 04, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on MCNB Banks and its competitors. According to the industry distribution chart, MCNB Banks ranks #999999 out of 1193 companies in the Banks industry.
Is MCNB Banks' EV-to-FCF too high?
MCNB Banks' current EV-to-FCF is -14.69. Based on the distribution chart, MCNB Banks ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MCNB Banks has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' EV-to-FCF compare to GOVB and CIBN?
According to the Banks industry distribution chart, MCNB Banks ranks #999999 out of 1193 companies for EV-to-FCF. This places MCNB Banks in the lower half of its industry. The industry median EV-to-FCF is 6.61. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.61, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on MCNB Banks and its competitors. For the Banks industry, the median EV-to-FCF is 6.61 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCNB Banks's current EV-to-FCF is -14.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Fairly Valued. The stock's GF Value™ is $19.50, compared to a current price of $19.45 — trading 0.3% below its estimated fair value. The current EV-to-FCF is -14.69. MCNB Banks' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For MCNB Banks (MKIN), the current EV-to-FCF is -14.69 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MCNB Banks (MKIN) Overvalued in 2026?
Based on GuruFocus' analysis, MCNB Banks stock appears to be undervalued.
The current stock price of $19.45 is trading 0.3% below its estimated GF Value™ of $19.50.
GuruFocus considers MCNB Banks to be Fairly Valued.
Key valuation signals for MKIN:
EV-to-FCF: -14.69
GF Value™: $19.50 vs. price of $19.45 (0.3% below fair value)
No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
47GF Score
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