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MCNB BanksMKIN -3.41%48 Earnings per Share (Diluted) is $2.04 as of Dec. 2025. GuruFocus rates MKIN with a GF Score™ of 48/100 and a GF Value™ of $19.48 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,401 Banks companies, MCNB Banks ranks worse than 80.23% on this metric.
MCNB Banks's EPS (Basic) for the
three
months ended in Dec. 2025 was $2.04.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.04.
MCNB Banks's EPS without NRI for the
three
months ended in Dec. 2025 was $2.04.
Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $2.04.
During the past 12 months, MCNB Banks's average EPS without NRIGrowth Rate was 110.30% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was -4.50% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -11.60% per year.
During the past 8 years, MCNB Banks's highest 3-Year average EPS without NRI Growth Rate was 42.70% per year. The lowest was -31.20% per year. And the median was 2.90% per year.
MCNB Banks (OTCPK:MKIN) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
MCNB Banks Earnings per Share (Diluted) Related Terms
MCNB Banks Earnings per Share (Diluted) Historical Data
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The historical data trend for MCNB Banks's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MKIN vs LOGN, CIBN, TVLF: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, MCNB Banks's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MCNB Banks PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, MCNB Banks's PE Ratio distribution charts can be found below:
* The bar in red indicates where MCNB Banks's PE Ratio falls into.
MCNB Banks Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
MCNB Banks's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.04
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $2.04 mean?
MCNB Banks (MKIN) has a Earnings per Share (Diluted) of $2.04 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on MCNB Banks and its competitors. According to the industry distribution chart, MCNB Banks ranks #1124 out of 1401 companies in the Banks industry, placing it in the top 80.2%.
Is MCNB Banks' Earnings per Share (Diluted) too high?
MCNB Banks' current Earnings per Share (Diluted) is $2.04. The Banks industry median Earnings per Share (Diluted) is 7.60. MCNB Banks' value of $2.04 is 73.2% below this industry median. Based on the distribution chart, MCNB Banks ranks #1124 out of 1401 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MCNB Banks has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' Earnings per Share (Diluted) compare to LOGN and CIBN?
According to the Banks industry distribution chart, MCNB Banks ranks #1124 out of 1401 companies for Earnings per Share (Diluted). This places MCNB Banks in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.60. MCNB Banks' value of $2.04 is 73.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.60, based on 1,401 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. MCNB Banks's current Earnings per Share (Diluted) of $2.04 is 73.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on MCNB Banks and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCNB Banks's current Earnings per Share (Diluted) is $2.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Fairly Valued. The stock's GF Value™ is $19.48, compared to a current price of $21.25 — trading 9.1% above its estimated fair value. The current Earnings per Share (Diluted) is $2.04 and 73.2% below the Banks industry median of 7.60. MCNB Banks' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For MCNB Banks (MKIN), the current Earnings per Share (Diluted) is $2.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MCNB Banks (MKIN) Overvalued in 2026?
Based on GuruFocus' analysis, MCNB Banks stock appears to be overvalued.
The current stock price of $21.25 is trading 9.1% above its estimated GF Value™ of $19.48.
GuruFocus considers MCNB Banks to be Fairly Valued.
Key valuation signals for MKIN:
Earnings per Share (Diluted): $2.04
GF Value™: $19.48 vs. price of $21.25 (9.1% above fair value)
Industry Position: 73.2% below the Banks median (#1124 of 1401)
No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
48GF Score
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