MKIN (MCNB Banks) ROC %: % (As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MKIN MCNB Banks Inc MKIN
52 GF Score
Price $20.00
GF Value $19.49
Valuation Fairly Valued
! 6 Warning Signs
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What is MCNB Banks ROC %?

MCNB Banks MKIN 52 ROC % is % as of Dec. 2025. GuruFocus rates MKIN with a GF Score™ of 52/100 and a GF Value™ of $19.49 (Fairly Valued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

MKIN
52GF Score
MCNB Banks Inc MKIN
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
MCNB Banks (MKIN) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on MCNB Banks and its competitors.
Is MCNB Banks' ROC % too high?
MCNB Banks' current ROC % is %. Overall, MCNB Banks has a GF Score™ of 52/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' ROC % compare to BCCB and FLEW?
MCNB Banks' ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.54. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.54, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on MCNB Banks and its competitors. For the Banks industry, the median ROC % is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCNB Banks's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Fairly Valued. The stock's GF Value™ is $19.49, compared to a current price of $20.00 — trading 2.6% above its estimated fair value. The current ROC % is %. MCNB Banks' overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For MCNB Banks (MKIN), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCNB Banks (MKIN) Overvalued in 2026?

Based on GuruFocus' analysis, MCNB Banks stock appears to be overvalued. The current stock price of $20.00 is trading 2.6% above its estimated GF Value™ of $19.49. GuruFocus considers MCNB Banks to be Fairly Valued.

Key valuation signals for MKIN:

  • ROC %: %
  • GF Value™: $19.49 vs. price of $20.00 (2.6% above fair value)
  • GF Score™: 52/100 with 6 warning signs

No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MCNB Banks Business Description

Address 75 Wyoming Street, P.O. Box 549, Welch, WY, USA, 24801
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
52GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.00
Price
$19.49
GF Value