MKIN (MCNB Banks) Total Payout Ratio: 0.29 (As of Aug. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MKIN MCNB Banks Inc MKIN
49 GF Score
Price $20.00
GF Value $19.49
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is MCNB Banks Total Payout Ratio?

MCNB Banks MKIN 49 Total Payout Ratio is 0.29 as of Aug. 23, 2026. GuruFocus rates MKIN with a GF Score™ of 49/100 and a GF Value™ of $19.49 (Fairly Valued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

MCNB Banks's current Total Payout Ratio is 0.29.


MCNB Banks Total Payout Ratio Related Terms


MCNB Banks Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for MCNB Banks's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCNB Banks Total Payout Ratio Chart

MCNB Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.26 0.46 0.62 0.29

MCNB Banks Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.25 0.26 0.46 0.62 0.29

MKIN vs BCCB, FLEW, TDCB: Total Payout Ratio Comparison

For the Banks - Regional subindustry, MCNB Banks's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MCNB Banks Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, MCNB Banks's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where MCNB Banks's Total Payout Ratio falls into.


MKIN
49GF Score
MCNB Banks Inc MKIN
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MCNB Banks Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

MCNB Banks's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -0.648) / 2.201
=0.29

MCNB Banks's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -0.648) / 2.201
=0.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.29 mean?
MCNB Banks (MKIN) has a Total Payout Ratio of 0.29 as of Aug. 23, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on MCNB Banks and its competitors.
Is MCNB Banks' Total Payout Ratio too high?
MCNB Banks' current Total Payout Ratio is 0.29. Overall, MCNB Banks has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' Total Payout Ratio compare to BCCB and FLEW?
MCNB Banks' Total Payout Ratio of 0.29 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on MCNB Banks and its competitors. MCNB Banks's current Total Payout Ratio is 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Fairly Valued. The stock's GF Value™ is $19.49, compared to a current price of $20.00 — trading 2.6% above its estimated fair value. The current Total Payout Ratio is 0.29. MCNB Banks' overall GF Score™ is 49/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For MCNB Banks (MKIN), the current Total Payout Ratio is 0.29 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCNB Banks (MKIN) Overvalued in 2026?

Based on GuruFocus' analysis, MCNB Banks stock appears to be overvalued. The current stock price of $20.00 is trading 2.6% above its estimated GF Value™ of $19.49. GuruFocus considers MCNB Banks to be Fairly Valued.

Key valuation signals for MKIN:

  • Total Payout Ratio: 0.29
  • GF Value™: $19.49 vs. price of $20.00 (2.6% above fair value)
  • GF Score™: 49/100 with 6 warning signs

No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MCNB Banks Business Description

Address 75 Wyoming Street, P.O. Box 549, Welch, WY, USA, 24801
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
49GF Score

Get the complete analysis for MKIN

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.00
Price
$19.49
GF Value