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MCNB BanksMKIN 47 5-Year Yield-on-Cost % is 0.00 as of Jul. 27, 2026. GuruFocus rates MKIN with a GF Score™ of 47/100 and a GF Value™ of $19.49 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,252 Banks companies, MCNB Banks ranks worse than 79872.12% on this metric.
MCNB Banks's yield on cost for the quarter that ended in Dec. 2025 was 0.00.
The historical rank and industry rank for MCNB Banks's 5-Year Yield-on-Cost % or its related term are showing as below:
MKIN's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.875 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
MCNB Banks 5-Year Yield-on-Cost % Related Terms
MKIN vs BCCB, FLEW, TDCB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, MCNB Banks's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MCNB Banks 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, MCNB Banks's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where MCNB Banks's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of MCNB Banks is calculated as
MCNB Banks (MKIN) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 27, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on MCNB Banks and its competitors. According to the industry distribution chart, MCNB Banks ranks #999999 out of 1252 companies in the Banks industry.
Is MCNB Banks' 5-Year Yield-on-Cost % too high?
MCNB Banks' current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, MCNB Banks ranks #999999 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MCNB Banks has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' 5-Year Yield-on-Cost % compare to BCCB and FLEW?
According to the Banks industry distribution chart, MCNB Banks ranks #999999 out of 1252 companies for 5-Year Yield-on-Cost %. This places MCNB Banks in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on MCNB Banks and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCNB Banks's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Fairly Valued. The stock's GF Value™ is $19.49, compared to a current price of $19.85 — trading 1.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. MCNB Banks' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For MCNB Banks (MKIN), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MCNB Banks (MKIN) Overvalued in 2026?
Based on GuruFocus' analysis, MCNB Banks stock appears to be overvalued.
The current stock price of $19.85 is trading 1.8% above its estimated GF Value™ of $19.49.
GuruFocus considers MCNB Banks to be Fairly Valued.
Key valuation signals for MKIN:
5-Year Yield-on-Cost %: 0.00
GF Value™: $19.49 vs. price of $19.85 (1.8% above fair value)
No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
47GF Score
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