MCNB BanksMKIN 47 FCF Margin % is -17.32% as of Dec. 2025. GuruFocus rates MKIN with a GF Score™ of 47/100 and a GF Value™ of $19.50 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, MCNB Banks ranks worse than 79.34% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. MCNB Banks's Free Cash Flow for the
six
months ended in Dec. 2025 was $-2.31 Mil. MCNB Banks's Revenue for the
six
months ended in Dec. 2025 was $13.33 Mil. Therefore, MCNB Banks's FCF Margin % for the quarter that ended in Dec. 2025 was -17.32%.
The historical rank and industry rank for MCNB Banks's FCF Margin % or its related term are showing as below:
MKIN'
s FCF Margin % Range Over the Past 10 Years
Min: -17.32 Med: 19.24 Max: 37.57
Current: -17.32
During the past 10 years, the highest FCF Margin % of MCNB Banks was 37.57%. The lowest was -17.32%. And the median was 19.24%.
MKIN's FCF Margin % is ranked worse than 79.34% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs MKIN: -17.32
MCNB Banks FCF Margin % Related Terms
MCNB Banks FCF Margin % Historical Data
* Premium members only.
The historical data trend for MCNB Banks's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, MCNB Banks's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
MCNB Banks FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, MCNB Banks's FCF Margin % distribution charts can be found below:
* The bar in red indicates where MCNB Banks's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MCNB Banks (MKIN) has a FCF Margin % of -17.32% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MCNB Banks and its competitors. According to the industry distribution chart, MCNB Banks ranks #1194 out of 1505 companies in the Banks industry, placing it in the top 79.3%.
Is MCNB Banks' FCF Margin % too high?
MCNB Banks' current FCF Margin % is -17.32%. Based on the distribution chart, MCNB Banks ranks #1194 out of 1505 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MCNB Banks has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' FCF Margin % compare to LOGN and MFDB?
According to the Banks industry distribution chart, MCNB Banks ranks #1194 out of 1505 companies for FCF Margin %. This places MCNB Banks in the lower half of its industry. The industry median FCF Margin % is 26.55. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on MCNB Banks and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCNB Banks's current FCF Margin % is -17.32%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Fairly Valued. The stock's GF Value™ is $19.50, compared to a current price of $19.45 — trading 0.3% below its estimated fair value. The current FCF Margin % is -17.32%. MCNB Banks' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For MCNB Banks (MKIN), the current FCF Margin % is -17.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is MCNB Banks (MKIN) Overvalued in 2026?
Based on GuruFocus' analysis, MCNB Banks stock appears to be undervalued.
The current stock price of $19.45 is trading 0.3% below its estimated GF Value™ of $19.50.
GuruFocus considers MCNB Banks to be Fairly Valued.
Key valuation signals for MKIN:
FCF Margin %: -17.32%
GF Value™: $19.50 vs. price of $19.45 (0.3% below fair value)
No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
47GF Score
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