MKIN (MCNB Banks) ROE % Adjusted to Book Value: 12.64% (As of Dec. 2025)


MKIN MCNB Banks Inc MKIN
47 GF Score
Price $19.45
GF Value $19.50
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is MCNB Banks ROE % Adjusted to Book Value?

MCNB Banks MKIN 47 ROE % Adjusted to Book Value is 12.64% as of Dec. 2025. GuruFocus rates MKIN with a GF Score™ of 47/100 and a GF Value™ of $19.50 (Fairly Valued). The stock has 6 warning signs investors should review.

MCNB Banks's ROE % for the quarter that ended in Dec. 2025 was 5.56%. MCNB Banks's PB Ratio for the quarter that ended in Dec. 2025 was 0.44. MCNB Banks's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 12.64%.

MCNB Banks ROE % Adjusted to Book Value Related Terms

MCNB Banks ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for MCNB Banks's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCNB Banks ROE % Adjusted to Book Value Chart

MCNB Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.22 7.99 6.75 6.85 12.64

MCNB Banks Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only 14.22 7.99 6.75 6.85 12.64

MKIN vs GOVB, CIBN, FLEW: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, MCNB Banks's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MCNB Banks ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, MCNB Banks's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where MCNB Banks's ROE % Adjusted to Book Value falls into.


MKIN
47GF Score
MCNB Banks Inc MKIN
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

MCNB Banks ROE % Adjusted to Book Value Calculation

MCNB Banks's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.56% / 0.44
=12.64%

MCNB Banks's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=5.56% / 0.44
=12.64%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 12.64% mean?
MCNB Banks (MKIN) has a ROE % Adjusted to Book Value of 12.64% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MCNB Banks and its competitors.
Is MCNB Banks' ROE % Adjusted to Book Value too high?
MCNB Banks' current ROE % Adjusted to Book Value is 12.64%. Overall, MCNB Banks has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' ROE % Adjusted to Book Value compare to GOVB and CIBN?
MCNB Banks' ROE % Adjusted to Book Value of 12.64% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on MCNB Banks and its competitors. MCNB Banks's current ROE % Adjusted to Book Value is 12.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Fairly Valued. The stock's GF Value™ is $19.50, compared to a current price of $19.45 — trading 0.3% below its estimated fair value. The current ROE % Adjusted to Book Value is 12.64%. MCNB Banks' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For MCNB Banks (MKIN), the current ROE % Adjusted to Book Value is 12.64% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCNB Banks (MKIN) Overvalued in 2026?

Based on GuruFocus' analysis, MCNB Banks stock appears to be undervalued. The current stock price of $19.45 is trading 0.3% below its estimated GF Value™ of $19.50. GuruFocus considers MCNB Banks to be Fairly Valued.

Key valuation signals for MKIN:

  • ROE % Adjusted to Book Value: 12.64%
  • GF Value™: $19.50 vs. price of $19.45 (0.3% below fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MCNB Banks Business Description

Address 75 Wyoming Street, P.O. Box 549, Welch, WY, USA, 24801
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
47GF Score

Get the complete analysis for MKIN

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.45
Price
$19.50
GF Value