MKIN (MCNB Banks) Profitability Rank: 5 (As of Dec. 2025) — 25% Above Median

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MKIN MCNB Banks Inc MKIN
48 GF Score
Price $22.00
GF Value $19.48
Valuation Modestly Overvalued
! 6 Warning Signs
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What is MCNB Banks Profitability Rank?

MCNB Banks MKIN 48 Profitability Rank is 5 as of Dec. 2025, which is 25% above its 10-year median of 4.00. GuruFocus rates MKIN with a GF Score™ of 48/100 and a GF Value™ of $19.48 (Modestly Overvalued). The stock has 6 warning signs investors should review.

MCNB Banks has the Profitability Rank of 5.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

MCNB Banks's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, MCNB Banks's Piotroski F-Score is 6.


MCNB Banks Profitability Rank Related Terms


MKIN vs LOGN, CIBN, TVLF: Profitability Rank Comparison

For the Banks - Regional subindustry, MCNB Banks's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


MCNB Banks Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, MCNB Banks's Profitability Rank distribution charts can be found below:

* The bar in red indicates where MCNB Banks's Profitability Rank falls into.


MKIN
48GF Score
MCNB Banks Inc MKIN
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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MCNB Banks Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

MCNB Banks has the Profitability Rank of 5.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

MCNB Banks's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 13.331
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

MCNB Banks has an F-score of 6 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 5 mean?
MCNB Banks (MKIN) has a Profitability Rank of 5 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on MCNB Banks and its competitors. This is 25% above median its historical median of 4.00. Over the past decade, MCNB Banks' Profitability Rank has ranged from 1.00 to 5.00.
Is MCNB Banks' Profitability Rank too high?
MCNB Banks' current Profitability Rank of 5 is 25% above median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 5.00. Overall, MCNB Banks has a GF Score™ of 48/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' Profitability Rank compare to LOGN and CIBN?
MCNB Banks' Profitability Rank of 5 can be compared against companies in the Banks industry. Historically, MCNB Banks' own Profitability Rank has ranged from 1.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on MCNB Banks and its competitors. MCNB Banks's current Profitability Rank is 5, which is 25% above median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Modestly Overvalued. The stock's GF Value™ is $19.48, compared to a current price of $22.00 — trading 12.9% above its estimated fair value. The current Profitability Rank is 5, which is 25% above median its 10-year median of 4.00. MCNB Banks' overall GF Score™ is 48/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For MCNB Banks (MKIN), the current Profitability Rank is 5 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCNB Banks (MKIN) Overvalued in 2026?

Based on GuruFocus' analysis, MCNB Banks stock appears to be overvalued. The current stock price of $22.00 is trading 12.9% above its estimated GF Value™ of $19.48. GuruFocus considers MCNB Banks to be Modestly Overvalued.

Key valuation signals for MKIN:

  • Profitability Rank: 5 (25% above median its 10-year median of 4.00)
  • GF Value™: $19.48 vs. price of $22.00 (12.9% above fair value)
  • GF Score™: 48/100 with 6 warning signs

No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


MCNB Banks Business Description

Address 75 Wyoming Street, P.O. Box 549, Welch, WY, USA, 24801
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
48GF Score

Get the complete analysis for MKIN

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.00
Price
$19.48
GF Value