MKIN (MCNB Banks) OCF Margin %: -16.01% (As of Dec. 2025)


MKIN MCNB Banks Inc MKIN
47 GF Score
Price $19.45
GF Value $19.50
Valuation Fairly Valued
! 6 Warning Signs
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What is MCNB Banks OCF Margin %?

MCNB Banks MKIN 47 OCF Margin % is -16.01% as of Dec. 2025. GuruFocus rates MKIN with a GF Score™ of 47/100 and a GF Value™ of $19.50 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,501 Banks companies, MCNB Banks ranks worse than 80.15% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. MCNB Banks's Cash Flow from Operations for the six months ended in Dec. 2025 was $-2.13 Mil. MCNB Banks's Revenue for the six months ended in Dec. 2025 was $13.33 Mil. Therefore, MCNB Banks's OCF Margin % for the quarter that ended in Dec. 2025 was -16.01%.

As of today, MCNB Banks's current OCF Yield % is -10.16%.

The historical rank and industry rank for MCNB Banks's OCF Margin % or its related term are showing as below:

MKIN' s OCF Margin % Range Over the Past 10 Years
Min: -16.01   Med: 21.13   Max: 38.65
Current: -16.01

During the past 10 years, the highest OCF Margin % of MCNB Banks was 38.65%. The lowest was -16.01%. And the median was 21.13%.

MKIN's OCF Margin % is ranked worse than
80.15% of 1501 companies
in the Banks industry
Industry Median: 29.44 vs MKIN: -16.01

MCNB Banks OCF Margin % Related Terms

MCNB Banks OCF Margin % Historical Data

* Premium members only.

The historical data trend for MCNB Banks's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MCNB Banks OCF Margin % Chart

MCNB Banks Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.45 38.65 23.56 18.69 -16.01

MCNB Banks Semi-Annual Data
Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.45 38.65 23.56 18.69 -16.01

MKIN vs LOGN, MFDB, CTYP: OCF Margin % Comparison

For the Banks - Regional subindustry, MCNB Banks's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

MCNB Banks OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, MCNB Banks's OCF Margin % distribution charts can be found below:

* The bar in red indicates where MCNB Banks's OCF Margin % falls into.


MKIN
47GF Score
MCNB Banks Inc MKIN
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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MCNB Banks OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

MCNB Banks's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=-2.134/13.331
=-16.01 %

MCNB Banks's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-2.134/13.331
=-16.01 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -16.01% mean?
MCNB Banks (MKIN) has a OCF Margin % of -16.01% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on MCNB Banks and its competitors. According to the industry distribution chart, MCNB Banks ranks #1203 out of 1501 companies in the Banks industry, placing it in the top 80.1%.
Is MCNB Banks' OCF Margin % too high?
MCNB Banks' current OCF Margin % is -16.01%. Based on the distribution chart, MCNB Banks ranks #1203 out of 1501 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, MCNB Banks has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does MCNB Banks' OCF Margin % compare to LOGN and MFDB?
According to the Banks industry distribution chart, MCNB Banks ranks #1203 out of 1501 companies for OCF Margin %. This places MCNB Banks in the lower half of its industry. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on MCNB Banks and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. MCNB Banks's current OCF Margin % is -16.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MCNB Banks stock overvalued right now?
Based on GuruFocus' analysis, MCNB Banks (MKIN) is currently considered Fairly Valued. The stock's GF Value™ is $19.50, compared to a current price of $19.45 — trading 0.3% below its estimated fair value. The current OCF Margin % is -16.01%. MCNB Banks' overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For MCNB Banks (MKIN), the current OCF Margin % is -16.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MCNB Banks (MKIN) Overvalued in 2026?

Based on GuruFocus' analysis, MCNB Banks stock appears to be undervalued. The current stock price of $19.45 is trading 0.3% below its estimated GF Value™ of $19.50. GuruFocus considers MCNB Banks to be Fairly Valued.

Key valuation signals for MKIN:

  • OCF Margin %: -16.01%
  • GF Value™: $19.50 vs. price of $19.45 (0.3% below fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the MKIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MCNB Banks Business Description

Address 75 Wyoming Street, P.O. Box 549, Welch, WY, USA, 24801
MCNB Banks Inc provides personal banking, business banking, loans, trust & financial services. It provides retail and commercial loan and deposit services, along with trust services, principally to individuals and small businesses. It also offers trust and financial services, comprising investment portfolio management, custodian, estate planning and administration, retirement, trust, financial planning, and online account access services. Company loan segment includes: Residential real estate loan, Commercial real estate loans, Commercial loan, Consumer and other loans.
47GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.45
Price
$19.50
GF Value