MVLY (Mission Valley Bancorp) EV-to-FCF: (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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MVLY Mission Valley Bancorp MVLY
71 GF Score
Price $19.95
GF Value $17.73
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Mission Valley Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mission Valley Bancorp's Enterprise Value is $60.28 Mil. Mission Valley Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Mission Valley Bancorp's EV-to-FCF for today is .

The historical rank and industry rank for Mission Valley Bancorp's EV-to-FCF or its related term are showing as below:

MVLY' s EV-to-FCF Range Over the Past 10 Years
Min: 0   Med: 0   Max: 10.84
Current: 10.84

During the past 13 years, the highest EV-to-FCF of Mission Valley Bancorp was 10.84. The lowest was 0.00. And the median was 0.00.

MVLY's EV-to-FCF is ranked worse than
63.82% of 1194 companies
in the Banks industry
Industry Median: 6.725 vs MVLY: 10.84

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-19), Mission Valley Bancorp's stock price is $19.95. Mission Valley Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $2.130. Therefore, Mission Valley Bancorp's PE Ratio (TTM) for today is 9.37.


Mission Valley Bancorp  (OTCPK:MVLY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Mission Valley Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=19.95/2.130
=9.37

Mission Valley Bancorp's share price for today is $19.95.
Mission Valley Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.130.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Mission Valley Bancorp EV-to-FCF Related Terms


Mission Valley Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Mission Valley Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mission Valley Bancorp EV-to-FCF Chart

Mission Valley Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -72.41 -223.43 8.86 15.35 5.92

Mission Valley Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 5.92 0.00

MVLY vs CBWA, ASRV, HFBK: EV-to-FCF Comparison

For the Banks - Regional subindustry, Mission Valley Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mission Valley Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Mission Valley Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Mission Valley Bancorp's EV-to-FCF falls into.


MVLY
71GF Score
Mission Valley Bancorp MVLY
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mission Valley Bancorp EV-to-FCF Calculation

Mission Valley Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=60.280/0
=

Mission Valley Bancorp's current Enterprise Value is $60.28 Mil.
Mission Valley Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Mission Valley Bancorp (MVLY) Overvalued in 2026?

Based on GuruFocus' analysis, Mission Valley Bancorp stock appears to be overvalued. The current stock price of $19.95 is trading 12.5% above its estimated GF Value™ of $17.73. GuruFocus considers Mission Valley Bancorp to be Modestly Overvalued.

Key valuation signals for MVLY:

  • EV-to-FCF:
  • GF Value™: $17.73 vs. price of $19.95 (12.5% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the MVLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mission Valley Bancorp Business Description

Address 9116 Sunland Boulevard, Sun Valley, CA, USA, 91352
Mission Valley Bancorp along with its subsidiaries provides a full range of banking services to individual and corporate customers through the bank. The bank four branches located in Sun Valley, Valencia, Arcadia, and Burbank, California. It also makes available Online Banking, Business Banking, Loans, and Personal banking for its customers. Also, it has been authorized by the Federal Reserve Bank of San Francisco to engage in lending activities, separate from the bank.
71GF Score

Get the complete analysis for MVLY

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.95
Price
$17.73
GF Value