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Mission Valley Bancorp has the GF Score of 70, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes Mission Valley Bancorp
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
Mission Valley Bancorp (OTCPK:MVLY) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
Mission Valley Bancorp GF Score Related Terms
MVLY vs CBWA, ASRV, HFBK: GF Score Comparison
For the Banks - Regional subindustry, Mission Valley Bancorp's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mission Valley Bancorp GF Score vs Banks Industry
For the Banks industry and Financial Services sector, Mission Valley Bancorp's GF Score distribution charts can be found below:
* The bar in red indicates where Mission Valley Bancorp's GF Score falls into.
Mission Valley Bancorp (MVLY) has a GF Score of 70 as of Jul. 25, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Mission Valley Bancorp and its competitors. This is near median its historical median of 67.00. Over the past decade, Mission Valley Bancorp's GF Score has ranged from 50.00 to 78.00.
Is Mission Valley Bancorp's GF Score too high?
Mission Valley Bancorp's current GF Score of 70 is near median its 10-year median of 67.00. Over the past 10 years, this metric has ranged from a low of 50.00 to a high of 78.00. Overall, Mission Valley Bancorp has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mission Valley Bancorp's GF Score compare to CBWA and ASRV?
Mission Valley Bancorp's GF Score of 70 can be compared against companies in the Banks industry. Historically, Mission Valley Bancorp's own GF Score has ranged from 50.00 to 78.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Mission Valley Bancorp and its competitors. Mission Valley Bancorp's current GF Score is 70, which is near median its own 10-year median of 67.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mission Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mission Valley Bancorp (MVLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.76, compared to a current price of $22.00 — trading 23.9% above its estimated fair value. The current GF Score is 70, which is near median its 10-year median of 67.00. Mission Valley Bancorp's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Mission Valley Bancorp (MVLY), the current GF Score is 70 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mission Valley Bancorp (MVLY) Overvalued in 2026?
Based on GuruFocus' analysis, Mission Valley Bancorp stock appears to be overvalued.
The current stock price of $22.00 is trading 23.9% above its estimated GF Value™ of $17.76.
GuruFocus considers Mission Valley Bancorp to be Modestly Overvalued.
Key valuation signals for MVLY:
GF Score: 70 (near median its 10-year median of 67.00)
GF Value™: $17.76 vs. price of $22.00 (23.9% above fair value)
No single metric tells the full story. See the MVLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mission Valley Bancorp along with its subsidiaries provides a full range of banking services to individual and corporate customers through the bank. The bank four branches located in Sun Valley, Valencia, Arcadia, and Burbank, California. It also makes available Online Banking, Business Banking, Loans, and Personal banking for its customers. Also, it has been authorized by the Federal Reserve Bank of San Francisco to engage in lending activities, separate from the bank.
70GF Score
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