MVLY (Mission Valley Bancorp) ROE % Adjusted to Book Value: 4.63% (As of Mar. 2026)

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MVLY Mission Valley Bancorp MVLY
71 GF Score
Price $19.95
GF Value $17.73
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Mission Valley Bancorp ROE % Adjusted to Book Value?

Mission Valley Bancorp MVLY +0.25% 71 ROE % Adjusted to Book Value is 4.63% as of Mar. 2026. GuruFocus rates MVLY with a GF Score™ of 71/100 and a GF Value™ of $17.73 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Mission Valley Bancorp's ROE % for the quarter that ended in Mar. 2026 was 4.17%. Mission Valley Bancorp's PB Ratio for the quarter that ended in Mar. 2026 was 0.90. Mission Valley Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.63%.


Mission Valley Bancorp ROE % Adjusted to Book Value Related Terms


Mission Valley Bancorp ROE % Adjusted to Book Value Historical Data

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The historical data trend for Mission Valley Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mission Valley Bancorp ROE % Adjusted to Book Value Chart

Mission Valley Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.23 11.08 17.38 11.56 14.69

Mission Valley Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.46 9.76 15.86 21.97 4.63

MVLY vs CBWA, ASRV, HFBK: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Mission Valley Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mission Valley Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Mission Valley Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Mission Valley Bancorp's ROE % Adjusted to Book Value falls into.


MVLY
71GF Score
Mission Valley Bancorp MVLY
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Mission Valley Bancorp ROE % Adjusted to Book Value Calculation

Mission Valley Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=12.63% / 0.86
=14.69%

Mission Valley Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=4.17% / 0.90
=4.63%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.63% mean?
Mission Valley Bancorp (MVLY) has a ROE % Adjusted to Book Value of 4.63% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mission Valley Bancorp and its competitors.
Is Mission Valley Bancorp's ROE % Adjusted to Book Value too high?
Mission Valley Bancorp's current ROE % Adjusted to Book Value is 4.63%. Overall, Mission Valley Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mission Valley Bancorp's ROE % Adjusted to Book Value compare to CBWA and ASRV?
Mission Valley Bancorp's ROE % Adjusted to Book Value of 4.63% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mission Valley Bancorp and its competitors. Mission Valley Bancorp's current ROE % Adjusted to Book Value is 4.63%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mission Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mission Valley Bancorp (MVLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.73, compared to a current price of $19.95 — trading 12.5% above its estimated fair value. The current ROE % Adjusted to Book Value is 4.63%. Mission Valley Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Mission Valley Bancorp (MVLY), the current ROE % Adjusted to Book Value is 4.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mission Valley Bancorp (MVLY) Overvalued in 2026?

Based on GuruFocus' analysis, Mission Valley Bancorp stock appears to be overvalued. The current stock price of $19.95 is trading 12.5% above its estimated GF Value™ of $17.73. GuruFocus considers Mission Valley Bancorp to be Modestly Overvalued.

Key valuation signals for MVLY:

  • ROE % Adjusted to Book Value: 4.63%
  • GF Value™: $17.73 vs. price of $19.95 (12.5% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the MVLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mission Valley Bancorp Business Description

Address 9116 Sunland Boulevard, Sun Valley, CA, USA, 91352
Mission Valley Bancorp along with its subsidiaries provides a full range of banking services to individual and corporate customers through the bank. The bank four branches located in Sun Valley, Valencia, Arcadia, and Burbank, California. It also makes available Online Banking, Business Banking, Loans, and Personal banking for its customers. Also, it has been authorized by the Federal Reserve Bank of San Francisco to engage in lending activities, separate from the bank.
71GF Score

Get the complete analysis for MVLY

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.95
Price
$17.73
GF Value