MVLY (Mission Valley Bancorp) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MVLY Mission Valley Bancorp MVLY
65 GF Score
Price $21.95
GF Value $17.86
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Mission Valley Bancorp Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Mission Valley Bancorp Quality Rank Related Terms

MVLY
65GF Score
Mission Valley Bancorp MVLY
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mission Valley Bancorp (MVLY) Overvalued in 2026?

Based on GuruFocus' analysis, Mission Valley Bancorp stock appears to be overvalued. The current stock price of $21.95 is trading 22.9% above its estimated GF Value™ of $17.86. GuruFocus considers Mission Valley Bancorp to be Modestly Overvalued.

Key valuation signals for MVLY:

  • Quality Rank:
  • GF Value™: $17.86 vs. price of $21.95 (22.9% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the MVLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mission Valley Bancorp Business Description

Address 9116 Sunland Boulevard, Sun Valley, CA, USA, 91352
Mission Valley Bancorp along with its subsidiaries provides a full range of banking services to individual and corporate customers through the bank. The bank four branches located in Sun Valley, Valencia, Arcadia, and Burbank, California. It also makes available Online Banking, Business Banking, Loans, and Personal banking for its customers. Also, it has been authorized by the Federal Reserve Bank of San Francisco to engage in lending activities, separate from the bank.
65GF Score

Get the complete analysis for MVLY

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.95
Price
$17.86
GF Value