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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Mission Valley Bancorp (OTCPK:MVLY) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Mission Valley Bancorp's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
21.95
/
22.88
=
0.96
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mission Valley Bancorp Median PS Value Related Terms
Mission Valley Bancorp Median PS Value Historical Data
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The historical data trend for Mission Valley Bancorp's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MVLY vs CBAF, MNMB, DWNX: Median PS Value Comparison
For the Banks - Regional subindustry, Mission Valley Bancorp's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mission Valley Bancorp Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Mission Valley Bancorp's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Mission Valley Bancorp's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 1.8.
Mission Valley Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $12.711.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mission Valley Bancorp (MVLY) has a Median PS Value of $22.88 as of Sep. 04, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Mission Valley Bancorp and its competitors. According to the industry distribution chart, Mission Valley Bancorp ranks #333 out of 1059 companies in the Banks industry, placing it in the top 31.4%.
Is Mission Valley Bancorp's Median PS Value too high?
Mission Valley Bancorp's current Median PS Value is $22.88. The Banks industry median Median PS Value is 1.11. Mission Valley Bancorp's value of $22.88 is 1961.3% above this industry median. Based on the distribution chart, Mission Valley Bancorp ranks #333 out of 1059 companies in the Banks industry, which is above the industry midpoint. Overall, Mission Valley Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mission Valley Bancorp's Median PS Value compare to CBAF and MNMB?
According to the Banks industry distribution chart, Mission Valley Bancorp ranks #333 out of 1059 companies for Median PS Value. This puts Mission Valley Bancorp in the upper half of its industry. The industry median Median PS Value is 1.11. Mission Valley Bancorp's value of $22.88 is 1961.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,059 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mission Valley Bancorp's current Median PS Value of $22.88 is 1961.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Mission Valley Bancorp and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mission Valley Bancorp's current Median PS Value is $22.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mission Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mission Valley Bancorp (MVLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.88, compared to a current price of $21.95 — trading 22.8% above its estimated fair value. The current Median PS Value is $22.88 and 1961.3% above the Banks industry median of 1.11. Mission Valley Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Mission Valley Bancorp (MVLY), the current Median PS Value is $22.88 as of Sep. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mission Valley Bancorp (MVLY) Overvalued in 2026?
Based on GuruFocus' analysis, Mission Valley Bancorp stock appears to be overvalued.
The current stock price of $21.95 is trading 22.8% above its estimated GF Value™ of $17.88.
GuruFocus considers Mission Valley Bancorp to be Modestly Overvalued.
Key valuation signals for MVLY:
Median PS Value: $22.88
GF Value™: $17.88 vs. price of $21.95 (22.8% above fair value)
Industry Position: 1961.3% above the Banks median (#333 of 1059)
No single metric tells the full story. See the MVLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mission Valley Bancorp along with its subsidiaries provides a full range of banking services to individual and corporate customers through the bank. The bank four branches located in Sun Valley, Valencia, Arcadia, and Burbank, California. It also makes available Online Banking, Business Banking, Loans, and Personal banking for its customers. Also, it has been authorized by the Federal Reserve Bank of San Francisco to engage in lending activities, separate from the bank.
65GF Score
Get the complete analysis for MVLY
Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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