MVLY (Mission Valley Bancorp) ROC %: % (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MVLY Mission Valley Bancorp MVLY
71 GF Score
Price $19.95
GF Value $17.73
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Mission Valley Bancorp ROC %?

Mission Valley Bancorp MVLY +0.25% 71 ROC % is % as of Mar. 2026. GuruFocus rates MVLY with a GF Score™ of 71/100 and a GF Value™ of $17.73 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

MVLY
71GF Score
Mission Valley Bancorp MVLY
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Mission Valley Bancorp (MVLY) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Mission Valley Bancorp and its competitors.
Is Mission Valley Bancorp's ROC % too high?
Mission Valley Bancorp's current ROC % is %. Overall, Mission Valley Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mission Valley Bancorp's ROC % compare to CBWA and ASRV?
Mission Valley Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Mission Valley Bancorp and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mission Valley Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mission Valley Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mission Valley Bancorp (MVLY) is currently considered Modestly Overvalued. The stock's GF Value™ is $17.73, compared to a current price of $19.95 — trading 12.5% above its estimated fair value. The current ROC % is %. Mission Valley Bancorp's overall GF Score™ is 71/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Mission Valley Bancorp (MVLY), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mission Valley Bancorp (MVLY) Overvalued in 2026?

Based on GuruFocus' analysis, Mission Valley Bancorp stock appears to be overvalued. The current stock price of $19.95 is trading 12.5% above its estimated GF Value™ of $17.73. GuruFocus considers Mission Valley Bancorp to be Modestly Overvalued.

Key valuation signals for MVLY:

  • ROC %: %
  • GF Value™: $17.73 vs. price of $19.95 (12.5% above fair value)
  • GF Score™: 71/100 with 5 warning signs

No single metric tells the full story. See the MVLY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mission Valley Bancorp Business Description

Address 9116 Sunland Boulevard, Sun Valley, CA, USA, 91352
Mission Valley Bancorp along with its subsidiaries provides a full range of banking services to individual and corporate customers through the bank. The bank four branches located in Sun Valley, Valencia, Arcadia, and Burbank, California. It also makes available Online Banking, Business Banking, Loans, and Personal banking for its customers. Also, it has been authorized by the Federal Reserve Bank of San Francisco to engage in lending activities, separate from the bank.
71GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.95
Price
$17.73
GF Value