MVLY (Mission Valley Bancorp) Debt-to-Equity : 0.84 (As of Sep. 2024)

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What is Mission Valley Bancorp Debt-to-Equity?

Mission Valley Bancorp's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $0.00 Mil. Mission Valley Bancorp's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Sep. 2024 was $48.94 Mil. Mission Valley Bancorp's Total Stockholders Equity for the quarter that ended in Sep. 2024 was $58.50 Mil. Mission Valley Bancorp's debt to equity for the quarter that ended in Sep. 2024 was 0.84.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Mission Valley Bancorp's Debt-to-Equity or its related term are showing as below:

MVLY' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.04 Med: 0.4 Max: 1.92
Current: 0.84

During the past 13 years, the highest Debt-to-Equity Ratio of Mission Valley Bancorp was 1.92. The lowest was 0.04. And the median was 0.40.

MVLY's Debt-to-Equity is ranked worse than
59.7% of 1449 companies
in the Banks industry
Industry Median: 0.63 vs MVLY: 0.84

Mission Valley Bancorp Debt-to-Equity Historical Data

The historical data trend for Mission Valley Bancorp's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mission Valley Bancorp Debt-to-Equity Chart

Mission Valley Bancorp Annual Data

Trend

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Debt-to-Equity

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0.35

1.12

0.23

0.72

1.19

Mission Valley Bancorp Quarterly Data
	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24
Debt-to-Equity	Get a 7-Day Free Trial															0.78	1.19	1.05	1.21	0.84

Competitive Comparison of Mission Valley Bancorp's Debt-to-Equity

For the Banks - Regional subindustry, Mission Valley Bancorp's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mission Valley Bancorp's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mission Valley Bancorp's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Mission Valley Bancorp's Debt-to-Equity falls into.

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Mission Valley Bancorp Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Mission Valley Bancorp's Debt to Equity Ratio for the fiscal year that ended in Dec. 2023 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	62.836)	/	53.01
	=	1.19

Mission Valley Bancorp's Debt to Equity Ratio for the quarter that ended in Sep. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	48.936)	/	58.499
	=	0.84

Mission Valley Bancorp (OTCPK:MVLY) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Mission Valley Bancorp Debt-to-Equity Related Terms

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Mission Valley Bancorp Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Mission Valley Bancorp (OTCPK:MVLY) » Definitions » Debt-to-Equity

Comparable Companies

Traded in Other Exchanges

N/A

Address

9116 Sunland Boulevard, Sun Valley, CA, USA, 91352

Website

https://www.missionvalleybank.com

Mission Valley Bancorp along with its subsidiaries provides a full range of banking services to individual and corporate customers through the bank. The bank has two branches located in Sun Valley and Valencia, California. It also makes available Online Banking, Business Banking, Loans, and Personal banking for its customers. Also, it has been authorized by the Federal Reserve Bank of San Francisco to engage in lending activities, separate from the bank.