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North Dallas Bank & Trust CoNODB 66 EV-to-FCF is 12.81 as of Aug. 01, 2026, which is 198% above its 10-year median of 4.30. GuruFocus rates NODB with a GF Score™ of 66/100 and a GF Value™ of $58.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,191 Banks companies, North Dallas Bank & Trust Co ranks worse than 68.09% on this metric.
The historical rank and industry rank for North Dallas Bank & Trust Co's EV-to-FCF or its related term are showing as below:
NODB'
s EV-to-FCF Range Over the Past 10 Years
Min: -18.86 Med: 4.3 Max: 48.63
Current: 12.81
During the past 13 years, the highest EV-to-FCF of North Dallas Bank & Trust Co was 48.63. The lowest was -18.86. And the median was 4.30.
NODB's EV-to-FCF is ranked worse than 68.09% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs NODB: 12.81
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
North Dallas Bank & Trust Co (OTCPK:NODB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
North Dallas Bank & Trust Co's PE Ratio (TTM) for today is calculated as:
North Dallas Bank & Trust Co's share price for today is $66.55.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. North Dallas Bank & Trust Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $3.350.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
North Dallas Bank & Trust Co EV-to-FCF Related Terms
North Dallas Bank & Trust Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, North Dallas Bank & Trust Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
North Dallas Bank & Trust Co EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, North Dallas Bank & Trust Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where North Dallas Bank & Trust Co's EV-to-FCF falls into.
North Dallas Bank & Trust Co's current Enterprise Value is $-72.22 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. North Dallas Bank & Trust Co's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-5.64 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
North Dallas Bank & Trust Co (NODB) has a EV-to-FCF of 12.81 as of Aug. 01, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on North Dallas Bank & Trust Co and its competitors. This is 198% above median its historical median of 4.30. According to the industry distribution chart, North Dallas Bank & Trust Co ranks #811 out of 1191 companies in the Banks industry, placing it in the top 68.1%.
Is North Dallas Bank & Trust Co's EV-to-FCF too high?
North Dallas Bank & Trust Co's current EV-to-FCF of 12.81 is 198% above median its 10-year median of 4.30. The Banks industry median EV-to-FCF is 7.15. North Dallas Bank & Trust Co's value of 12.81 is 79.2% above this industry median. Based on the distribution chart, North Dallas Bank & Trust Co ranks #811 out of 1191 companies in the Banks industry, which is below the industry midpoint. Overall, North Dallas Bank & Trust Co has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does North Dallas Bank & Trust Co's EV-to-FCF compare to MNSB and EMYB?
According to the Banks industry distribution chart, North Dallas Bank & Trust Co ranks #811 out of 1191 companies for EV-to-FCF. This places North Dallas Bank & Trust Co in the lower half of its industry. The industry median EV-to-FCF is 7.15. North Dallas Bank & Trust Co's value of 12.81 is 79.2% above this benchmark. While the company's 10-year median is 4.30 vs. the industry median of 7.15, North Dallas Bank & Trust Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.15, based on 1,191 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. North Dallas Bank & Trust Co's current EV-to-FCF of 12.81 is 79.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on North Dallas Bank & Trust Co and its competitors. For the Banks industry, the median EV-to-FCF is 7.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. North Dallas Bank & Trust Co's current EV-to-FCF is 12.81, which is 198% above median its own 10-year median of 4.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is North Dallas Bank & Trust Co stock overvalued right now?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co (NODB) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.94, compared to a current price of $66.55 — trading 12.9% above its estimated fair value. The current EV-to-FCF is 12.81, which is 198% above median its 10-year median of 4.30 and 79.2% above the Banks industry median of 7.15. North Dallas Bank & Trust Co's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For North Dallas Bank & Trust Co (NODB), the current EV-to-FCF is 12.81 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is North Dallas Bank & Trust Co (NODB) Overvalued in 2026?
Based on GuruFocus' analysis, North Dallas Bank & Trust Co stock appears to be overvalued.
The current stock price of $66.55 is trading 12.9% above its estimated GF Value™ of $58.94.
GuruFocus considers North Dallas Bank & Trust Co to be Modestly Overvalued.
Key valuation signals for NODB:
EV-to-FCF: 12.81 (198% above median its 10-year median of 4.30)
GF Value™: $58.94 vs. price of $66.55 (12.9% above fair value)
Industry Position: 79.2% above the Banks median (#811 of 1191)
No single metric tells the full story. See the NODB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
North Dallas Bank & Trust Co operates in the banking industry. The bank performs general banking functions like savings accounts, granting loans, debit and credit card facilities, mortgage loans, retail banking, mortgage and commercial loans, deposit and wealth management services, online banking, investment management, retirement services, financial planning, and others.
66GF Score
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