Infinity Trust Mortgage Bank (NSA:INFINITY) EV-to-FCF: 58.28 (As of Jul. 11, 2026)


NSA:INFINITY Infinity Trust Mortgage Bank PLC NSA:INFINITY
58 GF Score
Price ₦11.25
GF Value ₦11.69
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Infinity Trust Mortgage Bank EV-to-FCF?

Infinity Trust Mortgage Bank NSA:INFINITY 58 EV-to-FCF is 58.28 as of Jul. 11, 2026. GuruFocus rates NSA:INFINITY with a GF Score™ of 58/100 and a GF Value™ of ₦11.69 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,193 Banks companies, Infinity Trust Mortgage Bank ranks worse than 94.8% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Infinity Trust Mortgage Bank's Enterprise Value is ₦105,310 Mil. Infinity Trust Mortgage Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,807 Mil. Therefore, Infinity Trust Mortgage Bank's EV-to-FCF for today is 58.28.

The historical rank and industry rank for Infinity Trust Mortgage Bank's EV-to-FCF or its related term are showing as below:

NSA:INFINITY' s EV-to-FCF Range Over the Past 10 Years
Min: -525.62   Med: -12.71   Max: 58.28
Current: 58.28

During the past 12 years, the highest EV-to-FCF of Infinity Trust Mortgage Bank was 58.28. The lowest was -525.62. And the median was -12.71.

NSA:INFINITY's EV-to-FCF is ranked worse than
94.8% of 1193 companies
in the Banks industry
Industry Median: 6.57 vs NSA:INFINITY: 58.28

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-11), Infinity Trust Mortgage Bank's stock price is ₦11.25. Infinity Trust Mortgage Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.177. Therefore, Infinity Trust Mortgage Bank's PE Ratio (TTM) for today is 63.56.


Infinity Trust Mortgage Bank  (NSA:INFINITY) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Infinity Trust Mortgage Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=11.25/0.177
=63.56

Infinity Trust Mortgage Bank's share price for today is ₦11.25.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Infinity Trust Mortgage Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was ₦0.177.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Infinity Trust Mortgage Bank EV-to-FCF Related Terms


Infinity Trust Mortgage Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Infinity Trust Mortgage Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinity Trust Mortgage Bank EV-to-FCF Chart

Infinity Trust Mortgage Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -9.32 -7.02 -121.56 35.26 -12.64

Infinity Trust Mortgage Bank Semi-Annual Data
Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -48.91 -121.56 37.54 35.26 -12.64

NSA:INFINITY vs RKT, FNMA, PFSI: EV-to-FCF Comparison

For the Mortgage Finance subindustry, Infinity Trust Mortgage Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinity Trust Mortgage Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Infinity Trust Mortgage Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Infinity Trust Mortgage Bank's EV-to-FCF falls into.


NSA:INFINITY
58GF Score
Infinity Trust Mortgage Bank PLC NSA:INFINITY
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Infinity Trust Mortgage Bank EV-to-FCF Calculation

Infinity Trust Mortgage Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=105309.566/1806.843
=58.28

Infinity Trust Mortgage Bank's current Enterprise Value is ₦105,310 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Infinity Trust Mortgage Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was ₦1,807 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 58.28 mean?
Infinity Trust Mortgage Bank (NSA:INFINITY) has a EV-to-FCF of 58.28 as of Jul. 11, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Infinity Trust Mortgage Bank and its competitors. According to the industry distribution chart, Infinity Trust Mortgage Bank ranks #1131 out of 1193 companies in the Banks industry, placing it in the top 94.8%.
Is Infinity Trust Mortgage Bank's EV-to-FCF too high?
Infinity Trust Mortgage Bank's current EV-to-FCF is 58.28. The Banks industry median EV-to-FCF is 6.57. Infinity Trust Mortgage Bank's value of 58.28 is 787.1% above this industry median. Based on the distribution chart, Infinity Trust Mortgage Bank ranks #1131 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Infinity Trust Mortgage Bank has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Infinity Trust Mortgage Bank's EV-to-FCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Infinity Trust Mortgage Bank ranks #1131 out of 1193 companies for EV-to-FCF. This places Infinity Trust Mortgage Bank in the lower half of its industry. The industry median EV-to-FCF is 6.57. Infinity Trust Mortgage Bank's value of 58.28 is 787.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Infinity Trust Mortgage Bank's current EV-to-FCF of 58.28 is 787.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Infinity Trust Mortgage Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Infinity Trust Mortgage Bank's current EV-to-FCF is 58.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinity Trust Mortgage Bank stock overvalued right now?
Based on GuruFocus' analysis, Infinity Trust Mortgage Bank (NSA:INFINITY) is currently considered Fairly Valued. The stock's GF Value™ is ₦11.69, compared to a current price of ₦11.25 — trading 3.8% below its estimated fair value. The current EV-to-FCF is 58.28 and 787.1% above the Banks industry median of 6.57. Infinity Trust Mortgage Bank's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Infinity Trust Mortgage Bank (NSA:INFINITY), the current EV-to-FCF is 58.28 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Infinity Trust Mortgage Bank (NSA:INFINITY) Overvalued in 2026?

Based on GuruFocus' analysis, Infinity Trust Mortgage Bank stock appears to be undervalued. The current stock price of ₦11.25 is trading 3.8% below its estimated GF Value™ of ₦11.69. GuruFocus considers Infinity Trust Mortgage Bank to be Fairly Valued.

Key valuation signals for NSA:INFINITY:

  • EV-to-FCF: 58.28
  • GF Value™: ₦11.69 vs. price of ₦11.25 (3.8% below fair value)
  • GF Score™: 58/100 with 6 warning signs
  • Industry Position: 787.1% above the Banks median (#1131 of 1193)

No single metric tells the full story. See the NSA:INFINITY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Infinity Trust Mortgage Bank Business Description

Address No.11 Kaura Namoda Street, Off Faskari Crescent Area 3, Garki, Abuja, NGA
Infinity Trust Mortgage Bank PLC provides mortgage finance. The company's products and services includes Mortgage Finance, Fund Management, and Electronic Banking services.
58GF Score

Get the complete analysis for NSA:INFINITY

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦11.25
Price
₦11.69
GF Value