EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Presurance Holdings's Enterprise Value is $4.95 Mil.
Presurance Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $-36.93 Mil. Therefore, Presurance Holdings's EV-to-FCF for today is -0.13.
The historical rank and industry rank for Presurance Holdings's EV-to-FCF or its related term are showing as below:
PRHI'
s EV-to-FCF Range Over the Past 10 Years
Min: -19.36 Med: 0.11 Max: 167.35
Current: -0.13
During the past 13 years, the highest EV-to-FCF of Presurance Holdings was 167.35. The lowest was -19.36. And the median was 0.11.
PRHI's EV-to-FCF is ranked worse than 100% of 396
companies
in the Insurance industry
Industry Median: 9.305
vs PRHI: -0.13
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Presurance Holdings's PE Ratio (TTM) for today is calculated as:
Presurance Holdings's share price for today is $4.92.
Presurance Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-9.730.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Presurance Holdings EV-to-FCF Related Terms
Presurance Holdings EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Presurance Holdings's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Presurance Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Presurance Holdings EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Presurance Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Presurance Holdings's EV-to-FCF falls into.
Presurance Holdings's current Enterprise Value is $4.95 Mil.
Presurance Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-36.93 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Presurance Holdings (PRHI) has a EV-to-FCF of -0.13 as of Jun. 30, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Presurance Holdings and its competitors. According to the industry distribution chart, Presurance Holdings ranks #999999 out of 396 companies in the Insurance industry.
Is Presurance Holdings' EV-to-FCF too high?
Presurance Holdings' current EV-to-FCF is -0.13. Based on the distribution chart, Presurance Holdings ranks #999999 out of 396 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Presurance Holdings has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Presurance Holdings' EV-to-FCF compare to FIGP and CB?
According to the Insurance industry distribution chart, Presurance Holdings ranks #999999 out of 396 companies for EV-to-FCF. This places Presurance Holdings in the lower half of its industry. The industry median EV-to-FCF is 9.31. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.31, based on 396 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Presurance Holdings and its competitors. For the Insurance industry, the median EV-to-FCF is 9.31 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Presurance Holdings's current EV-to-FCF is -0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Presurance Holdings stock overvalued right now?
Based on GuruFocus' analysis, Presurance Holdings (PRHI) is currently considered Significantly Overvalued. The stock's GF Value™ is $2.86, compared to a current price of $4.92 — trading 72% above its estimated fair value. The current EV-to-FCF is -0.13. Presurance Holdings' overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Presurance Holdings (PRHI), the current EV-to-FCF is -0.13 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Presurance Holdings (PRHI) Overvalued in 2026?
Based on GuruFocus' analysis, Presurance Holdings stock appears to be overvalued.
The current stock price of $4.92 is trading 72% above its estimated GF Value™ of $2.86.
GuruFocus considers Presurance Holdings to be Significantly Overvalued.
Key valuation signals for PRHI:
EV-to-FCF: -0.13
GF Value™: $2.86 vs. price of $4.92 (72% above fair value)
No single metric tells the full story. See the PRHI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Presurance Holdings Inc is an insurance holding company that markets and services product offerings through specialty personal insurance lines of business. Through its personal insurance lines, it offers homeowners insurance and dwelling fire insurance products to individuals in several states. The specialty homeowners insurance product line is comprised of low-value dwelling insurance tailored for owners of lower valued homes, which it offers in Texas, Illinois and Indiana. Through commercial insurance lines, it offers coverage for both commercial property and commercial liability and also offered coverage for commercial automobiles and workers' compensation. Its revenues are derived from premiums earned from insurance operations.
42GF Score
Get the complete analysis for PRHI
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PRHI has been successfully added to your 
