Morabaha Marina Financing Co (SAU:4082) EV-to-FCF: 6.91 (As of Jul. 16, 2026)

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SAU:4082 Morabaha Marina Financing Co SAU:4082
52 GF Score
Price ﷼7.79
GF Value ﷼11.60
Valuation Possible Value Trap
! 3 Warning Signs
View Full Analysis

What is Morabaha Marina Financing Co EV-to-FCF?

Morabaha Marina Financing Co SAU:4082 +0.91% 52 EV-to-FCF is 6.91 as of Jul. 16, 2026. GuruFocus rates SAU:4082 with a GF Score™ of 52/100 and a GF Value™ of ﷼11.60 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 264 Credit Services companies, Morabaha Marina Financing Co ranks better than 65.91% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Morabaha Marina Financing Co's Enterprise Value is ﷼873.8 Mil. Morabaha Marina Financing Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼126.5 Mil. Therefore, Morabaha Marina Financing Co's EV-to-FCF for today is 6.91.

The historical rank and industry rank for Morabaha Marina Financing Co's EV-to-FCF or its related term are showing as below:

SAU:4082' s EV-to-FCF Range Over the Past 10 Years
Min: -196.21   Med: -14.5   Max: 367.34
Current: 6.86

During the past 5 years, the highest EV-to-FCF of Morabaha Marina Financing Co was 367.34. The lowest was -196.21. And the median was -14.50.

SAU:4082's EV-to-FCF is ranked better than
65.91% of 264 companies
in the Credit Services industry
Industry Median: 13.675 vs SAU:4082: 6.86

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-16), Morabaha Marina Financing Co's stock price is ﷼7.79. Morabaha Marina Financing Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ﷼-0.097. Therefore, Morabaha Marina Financing Co's PE Ratio (TTM) for today is At Loss.


Morabaha Marina Financing Co  (SAU:4082) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Morabaha Marina Financing Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=7.79/-0.097
=At Loss

Morabaha Marina Financing Co's share price for today is ﷼7.79.
Morabaha Marina Financing Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼-0.097.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Morabaha Marina Financing Co EV-to-FCF Related Terms


Morabaha Marina Financing Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Morabaha Marina Financing Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Morabaha Marina Financing Co EV-to-FCF Chart

Morabaha Marina Financing Co Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
0.00 0.00 -15.10 -32.25 281.05

Morabaha Marina Financing Co Quarterly Data
Jun21 Sep21 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -196.67 -15.41 -23.32 281.05 7.31

SAU:4082 vs V, MA, AXP: EV-to-FCF Comparison

For the Credit Services subindustry, Morabaha Marina Financing Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Morabaha Marina Financing Co EV-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Morabaha Marina Financing Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Morabaha Marina Financing Co's EV-to-FCF falls into.


SAU:4082
52GF Score
Morabaha Marina Financing Co SAU:4082
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Morabaha Marina Financing Co EV-to-FCF Calculation

Morabaha Marina Financing Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=873.840/126.514
=6.91

Morabaha Marina Financing Co's current Enterprise Value is ﷼873.8 Mil.
Morabaha Marina Financing Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼126.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 6.91 mean?
Morabaha Marina Financing Co (SAU:4082) has a EV-to-FCF of 6.91 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Morabaha Marina Financing Co and its competitors. According to the industry distribution chart, Morabaha Marina Financing Co ranks #90 out of 264 companies in the Credit Services industry, placing it in the top 34.1%.
Is Morabaha Marina Financing Co's EV-to-FCF too high?
Morabaha Marina Financing Co's current EV-to-FCF is 6.91. The Credit Services industry median EV-to-FCF is 13.68. Morabaha Marina Financing Co's value of 6.91 is 49.5% below this industry median. Based on the distribution chart, Morabaha Marina Financing Co ranks #90 out of 264 companies in the Credit Services industry, which is above the industry midpoint. Overall, Morabaha Marina Financing Co has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Morabaha Marina Financing Co's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Morabaha Marina Financing Co ranks #90 out of 264 companies for EV-to-FCF. This puts Morabaha Marina Financing Co in the upper half of its industry. The industry median EV-to-FCF is 13.68. Morabaha Marina Financing Co's value of 6.91 is 49.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.68, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Morabaha Marina Financing Co's current EV-to-FCF of 6.91 is 49.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Morabaha Marina Financing Co and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Morabaha Marina Financing Co's current EV-to-FCF is 6.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Morabaha Marina Financing Co stock overvalued right now?
Based on GuruFocus' analysis, Morabaha Marina Financing Co (SAU:4082) is currently considered Possible Value Trap. The stock's GF Value™ is ﷼11.60, compared to a current price of ﷼7.79 — trading 32.8% below its estimated fair value. The current EV-to-FCF is 6.91 and 49.5% below the Credit Services industry median of 13.68. Morabaha Marina Financing Co's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Morabaha Marina Financing Co (SAU:4082), the current EV-to-FCF is 6.91 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Morabaha Marina Financing Co (SAU:4082) Overvalued in 2026?

Based on GuruFocus' analysis, Morabaha Marina Financing Co stock appears to be undervalued. The current stock price of ﷼7.79 is trading 32.8% below its estimated GF Value™ of ﷼11.60. GuruFocus considers Morabaha Marina Financing Co to be Possible Value Trap.

Key valuation signals for SAU:4082:

  • EV-to-FCF: 6.91
  • GF Value™: ﷼11.60 vs. price of ﷼7.79 (32.8% below fair value)
  • GF Score™: 52/100 with 3 warning signs
  • Industry Position: 49.5% below the Credit Services median (#90 of 264)

No single metric tells the full story. See the SAU:4082 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Morabaha Marina Financing Co Business Description

Address Northern Ring Branch Street, P.O. Box 8055, Al Nakheel District, Riyadh, SAU, 12385
Morabaha Marina Financing Co provides non-bank financing. The company follows Sharia principles and offers flexible solutions in financing individuals and small and medium enterprises in the Kingdom of Saudi Arabia, in addition to evolved financing solutions such as tawarruq, ejara, and morabaha products. Its services, like individual financing, securitization, financial leasing, discounting, etc, are offered through a network of brand offices and point of sale centers across different cities in Saudi Arabia. Additionally, the company also offers electronic payment services and is developing digital channels to offer financial solutions through its official website. Its operating business segments are: Retail, which generates the maximum revenue, SMEs, Digital Payments, and Head Office.
52GF Score

Get the complete analysis for SAU:4082

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼7.79
Price
﷼11.60
GF Value