The Company For Cooperative Insurance (SAU:8010) EV-to-FCF: 20.08 (As of Sep. 15, 2026) — 68% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SAU:8010 The Company For Cooperative Insurance SAU:8010
92 GF Score
Price ﷼94.00
GF Value ﷼130.32
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is The Company For Cooperative Insurance EV-to-FCF?

The Company For Cooperative Insurance SAU:8010 +1.35% 92 EV-to-FCF is 20.08 as of Sep. 15, 2026, which is 68% above its 10-year median of 11.98. GuruFocus rates SAU:8010 with a GF Score™ of 92/100 and a GF Value™ of ﷼130.32 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 392 Insurance companies, The Company For Cooperative Insurance ranks worse than 76.53% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, The Company For Cooperative Insurance's Enterprise Value is ﷼19,907 Mil. The Company For Cooperative Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼992 Mil. Therefore, The Company For Cooperative Insurance's EV-to-FCF for today is 20.08.

The historical rank and industry rank for The Company For Cooperative Insurance's EV-to-FCF or its related term are showing as below:

SAU:8010' s EV-to-FCF Range Over the Past 10 Years
Min: -58.98   Med: 11.98   Max: 329.55
Current: 20.01

During the past 13 years, the highest EV-to-FCF of The Company For Cooperative Insurance was 329.55. The lowest was -58.98. And the median was 11.98.

SAU:8010's EV-to-FCF is ranked worse than
76.53% of 392 companies
in the Insurance industry
Industry Median: 9.34 vs SAU:8010: 20.01

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-15), The Company For Cooperative Insurance's stock price is ﷼94.00. The Company For Cooperative Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was ﷼4.364. Therefore, The Company For Cooperative Insurance's PE Ratio (TTM) for today is 21.54.


The Company For Cooperative Insurance  (SAU:8010) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

The Company For Cooperative Insurance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=94.00/4.364
=21.54

The Company For Cooperative Insurance's share price for today is ﷼94.00.
The Company For Cooperative Insurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼4.364.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


The Company For Cooperative Insurance EV-to-FCF Related Terms


The Company For Cooperative Insurance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for The Company For Cooperative Insurance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Company For Cooperative Insurance EV-to-FCF Chart

The Company For Cooperative Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.62 10.59 12.77 8.36 361.75

The Company For Cooperative Insurance Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.75 24.60 643.11 23.72 16.71

SAU:8010 vs MET, AFL, PRU: EV-to-FCF Comparison

For the Insurance - Life subindustry, The Company For Cooperative Insurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Company For Cooperative Insurance EV-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, The Company For Cooperative Insurance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where The Company For Cooperative Insurance's EV-to-FCF falls into.


SAU:8010
92GF Score
The Company For Cooperative Insurance SAU:8010
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Company For Cooperative Insurance EV-to-FCF Calculation

The Company For Cooperative Insurance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=19907.407/991.51
=20.08

The Company For Cooperative Insurance's current Enterprise Value is ﷼19,907 Mil.
The Company For Cooperative Insurance's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ﷼992 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 20.08 mean?
The Company For Cooperative Insurance (SAU:8010) has a EV-to-FCF of 20.08 as of Sep. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Company For Cooperative Insurance and its competitors. This is 68% above median its historical median of 11.98. According to the industry distribution chart, The Company For Cooperative Insurance ranks #300 out of 392 companies in the Insurance industry, placing it in the top 76.5%.
Is The Company For Cooperative Insurance's EV-to-FCF too high?
The Company For Cooperative Insurance's current EV-to-FCF of 20.08 is 68% above median its 10-year median of 11.98. The Insurance industry median EV-to-FCF is 9.34. The Company For Cooperative Insurance's value of 20.08 is 115% above this industry median. Based on the distribution chart, The Company For Cooperative Insurance ranks #300 out of 392 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, The Company For Cooperative Insurance has a GF Score™ of 92/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Company For Cooperative Insurance's EV-to-FCF compare to MET and AFL?
According to the Insurance industry distribution chart, The Company For Cooperative Insurance ranks #300 out of 392 companies for EV-to-FCF. This places The Company For Cooperative Insurance in the lower half of its industry. The industry median EV-to-FCF is 9.34. The Company For Cooperative Insurance's value of 20.08 is 115% above this benchmark. While the company's 10-year median is 11.98 vs. the industry median of 9.34, The Company For Cooperative Insurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.34, based on 392 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Company For Cooperative Insurance's current EV-to-FCF of 20.08 is 115% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on The Company For Cooperative Insurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Company For Cooperative Insurance's current EV-to-FCF is 20.08, which is 68% above median its own 10-year median of 11.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Company For Cooperative Insurance stock overvalued right now?
Based on GuruFocus' analysis, The Company For Cooperative Insurance (SAU:8010) is currently considered Modestly Undervalued. The stock's GF Value™ is ﷼130.32, compared to a current price of ﷼94.00 — trading 27.9% below its estimated fair value. The current EV-to-FCF is 20.08, which is 68% above median its 10-year median of 11.98 and 115% above the Insurance industry median of 9.34. The Company For Cooperative Insurance's overall GF Score™ is 92/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For The Company For Cooperative Insurance (SAU:8010), the current EV-to-FCF is 20.08 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Company For Cooperative Insurance (SAU:8010) Overvalued in 2026?

Based on GuruFocus' analysis, The Company For Cooperative Insurance stock appears to be undervalued. The current stock price of ﷼94.00 is trading 27.9% below its estimated GF Value™ of ﷼130.32. GuruFocus considers The Company For Cooperative Insurance to be Modestly Undervalued.

Key valuation signals for SAU:8010:

  • EV-to-FCF: 20.08 (68% above median its 10-year median of 11.98)
  • GF Value™: ﷼130.32 vs. price of ﷼94.00 (27.9% below fair value)
  • GF Score™: 92/100 with 2 warning signs
  • Industry Position: 115% above the Insurance median (#300 of 392)

No single metric tells the full story. See the SAU:8010 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Company For Cooperative Insurance Business Description

Address Thumamah Road, P.O. Box 86959, Building No. 6507, Ar Rabi District, Riyadh, SAU, 11632
The Company For Cooperative Insurance is an insurance company. The company provides its customers with various insurance products, including medical, motor, fire, property, engineering, casualty, marine, aviation, Takaful, liability insurance, and many other types of insurance. The purpose of the company is to transact cooperative insurance operations and all related activities, including reinsurance and agency activities. The company is organized into business units based on its products and services and has eight reportable segments as follows: Medical, Medical Umrah, Motor insurance, Property and Casualty, General accidents- Hajj & Umrah insurance, Travel and COVID-19, Protection & Savings, and Inherent Insurance Defects.
92GF Score

Get the complete analysis for SAU:8010

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

﷼94.00
Price
﷼130.32
GF Value