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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Southeastern Banking's Enterprise Value is $28.17 Mil.
Southeastern Banking's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $0.00 Mil. Therefore, Southeastern Banking's EV-to-FCF for today is .
The historical rank and industry rank for Southeastern Banking's EV-to-FCF or its related term are showing as below:
SEBC'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 3.57
Current: 3.57
During the past 13 years, the highest EV-to-FCF of Southeastern Banking was 3.57. The lowest was 0.00. And the median was 0.00.
SEBC's EV-to-FCF is ranked better than 64.82% of 1191
companies
in the Banks industry
Industry Median: 7.24
vs SEBC: 3.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Southeastern Banking's PE Ratio (TTM) for today is calculated as:
Southeastern Banking's share price for today is $30.46.
Southeastern Banking's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.173.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Southeastern Banking EV-to-FCF Related Terms
Southeastern Banking EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Southeastern Banking's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Southeastern Banking's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Southeastern Banking EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Southeastern Banking's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Southeastern Banking's EV-to-FCF falls into.
Southeastern Banking's current Enterprise Value is $28.17 Mil.
Southeastern Banking's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Southeastern Banking (SEBC) Overvalued in 2026?
Based on GuruFocus' analysis, Southeastern Banking stock appears to be overvalued.
The current stock price of $30.46 is trading 29.6% above its estimated GF Value™ of $23.50.
GuruFocus considers Southeastern Banking to be Modestly Overvalued.
Key valuation signals for SEBC:
EV-to-FCF:
GF Value™: $23.50 vs. price of $30.46 (29.6% above fair value)
No single metric tells the full story. See the SEBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Southeastern Banking Corp is a financial services company with operations in southeast Georgia and northeast Florida. It offers a broad range of commercial and consumer banking products and services to customers located mainly in the local market areas. The segments used in the portfolio include commercial real estate, residential real estate - mortgage, other commercial, financial, agricultural, and consumer. Commercial real estate has been divided into three classes, including construction and development, owner-occupied, and non-owner-occupied credits.
68GF Score
Get the complete analysis for SEBC
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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