Sony Financial GroupSFGYY -1.44%24 EV-to-FCF is 4.53 as of Jun. 29, 2026, which is 421% above its 10-year median of 0.87. GuruFocus rates SFGYY with a GF Score™ of 24/100. The stock has 8 warning signs investors should review. Among 395 Insurance companies, Sony Financial Group ranks better than 76.2% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sony Financial Group's Enterprise Value is $12,795 Mil.
Sony Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $2,824 Mil. Therefore, Sony Financial Group's EV-to-FCF for today is 4.53.
The historical rank and industry rank for Sony Financial Group's EV-to-FCF or its related term are showing as below:
SFGYY'
s EV-to-FCF Range Over the Past 10 Years
Min: 0.8 Med: 0.87 Max: 5.36
Current: 4.98
During the past 13 years, the highest EV-to-FCF of Sony Financial Group was 5.36. The lowest was 0.80. And the median was 0.87.
SFGYY's EV-to-FCF is ranked better than 76.2% of 395
companies
in the Insurance industry
Industry Median: 9.32
vs SFGYY: 4.98
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sony Financial Group (OTCPK:SFGYY) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sony Financial Group's PE Ratio (TTM) for today is calculated as:
Sony Financial Group's share price for today is $4.11.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sony Financial Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $0.245.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sony Financial Group EV-to-FCF Related Terms
Sony Financial Group EV-to-FCF Historical Data
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The historical data trend for Sony Financial Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Sony Financial Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sony Financial Group EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Sony Financial Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sony Financial Group's EV-to-FCF falls into.
Sony Financial Group's current Enterprise Value is $12,795 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Sony Financial Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $2,824 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sony Financial Group (SFGYY) has a EV-to-FCF of 4.53 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sony Financial Group and its competitors. This is 421% above median its historical median of 0.87. Over the past decade, Sony Financial Group's EV-to-FCF has ranged from 0.80 to 5.36. According to the industry distribution chart, Sony Financial Group ranks #94 out of 395 companies in the Insurance industry, placing it in the top 23.8%.
Is Sony Financial Group's EV-to-FCF too high?
Sony Financial Group's current EV-to-FCF of 4.53 is 421% above median its 10-year median of 0.87. Over the past 10 years, this metric has ranged from a low of 0.80 to a high of 5.36. The Insurance industry median EV-to-FCF is 9.32. Sony Financial Group's value of 4.53 is 51.4% below this industry median. Based on the distribution chart, Sony Financial Group ranks #94 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Sony Financial Group has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Sony Financial Group's EV-to-FCF compare to AFL and MET?
According to the Insurance industry distribution chart, Sony Financial Group ranks #94 out of 395 companies for EV-to-FCF. This places Sony Financial Group in the top 24% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.32. Sony Financial Group's value of 4.53 is 51.4% below this benchmark. Historically, Sony Financial Group's own EV-to-FCF has ranged from 0.80 to 5.36 over the past decade. While the company's 10-year median is 0.87 vs. the industry median of 9.32, Sony Financial Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sony Financial Group's current EV-to-FCF of 4.53 is 51.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sony Financial Group and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sony Financial Group's current EV-to-FCF is 4.53, which is 421% above median its own 10-year median of 0.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sony Financial Group stock overvalued right now?
Sony Financial Group (SFGYY) has a current EV-to-FCF of 4.53. The current EV-to-FCF is 4.53, which is 421% above median its 10-year median of 0.87 and 51.4% below the Insurance industry median of 9.32. Sony Financial Group's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sony Financial Group (SFGYY), the current EV-to-FCF is 4.53 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Sony Financial Group Inc is a Japanese financial holding company with three core subsidiaries: Sony Life Insurance Co., Ltd. (Sony Life), Sony Assurance Inc. (Sony Assurance) and Sony Bank Inc. (Sony Bank). Sony Life provides tailor-made life insurance based on detailed consulting by Lifeplanner sales specialists (sales staff) and partners. Sony Assurance provides automobile, fire, medical, and other forms of insurance through the Internet and telephone. Sony Bank provides deposits, mortgages, investment trusts, and foreign exchange margin transaction services through the Internet. The company has three business segments, namely Life Insurance Business, Non-life Insurance Business, Banking Business, and others.
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