Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) EV-to-FCF: -0.50 (As of Jul. 18, 2026)

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SHSE:601528 Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
69 GF Score
Price ¥4.81
GF Value ¥5.71
Valuation Modestly Undervalued
! 4 Warning Signs
View Full Analysis

What is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co EV-to-FCF?

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co SHSE:601528 69 EV-to-FCF is -0.50 as of Jul. 18, 2026. GuruFocus rates SHSE:601528 with a GF Score™ of 69/100 and a GF Value™ of ¥5.71 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,194 Banks companies, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks better than 87.77% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Enterprise Value is ¥-2,481 Mil. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ¥4,986 Mil. Therefore, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF for today is -0.50.

The historical rank and industry rank for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF or its related term are showing as below:

SHSE:601528' s EV-to-FCF Range Over the Past 10 Years
Min: -20.15   Med: 0.04   Max: 2.96
Current: -0.5

During the past 13 years, the highest EV-to-FCF of Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co was 2.96. The lowest was -20.15. And the median was 0.04.

SHSE:601528's EV-to-FCF is ranked better than
87.77% of 1194 companies
in the Banks industry
Industry Median: 6.725 vs SHSE:601528: -0.50

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-18), Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's stock price is ¥4.81. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was ¥1.000. Therefore, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PE Ratio (TTM) for today is 4.81.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co  (SHSE:601528) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=4.81/1.000
=4.81

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's share price for today is ¥4.81.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥1.000.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co EV-to-FCF Related Terms


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co EV-to-FCF Chart

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -19.52 0.75 -0.08 -6.28 -0.29

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.19 -0.31 -0.29 -0.29 -0.29

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF falls into.


SHSE:601528
69GF Score
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd SHSE:601528
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co EV-to-FCF Calculation

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=-2480.906/4985.785
=-0.50

Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current Enterprise Value is ¥-2,481 Mil.
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ¥4,986 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -0.50 mean?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) has a EV-to-FCF of -0.50 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. According to the industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #146 out of 1194 companies in the Banks industry, placing it in the top 12.2%.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF too high?
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current EV-to-FCF is -0.50. Based on the distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #146 out of 1194 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co ranks #146 out of 1194 companies for EV-to-FCF. This places Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 6.73. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.73, based on 1,194 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co and its competitors. For the Banks industry, the median EV-to-FCF is 6.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's current EV-to-FCF is -0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) is currently considered Modestly Undervalued. The stock's GF Value™ is ¥5.71, compared to a current price of ¥4.81 — trading 15.8% below its estimated fair value. The current EV-to-FCF is -0.50. Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co's overall GF Score™ is 69/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528), the current EV-to-FCF is -0.50 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co (SHSE:601528) Overvalued in 2026?

Based on GuruFocus' analysis, Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥4.81 is trading 15.8% below its estimated GF Value™ of ¥5.71. GuruFocus considers Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co to be Modestly Undervalued.

Key valuation signals for SHSE:601528:

  • EV-to-FCF: -0.50
  • GF Value™: ¥5.71 vs. price of ¥4.81 (15.8% below fair value)
  • GF Score™: 69/100 with 4 warning signs

No single metric tells the full story. See the SHSE:601528 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Business Description

Address No. 1363, Diyang Road, Keqiao, Keqiao District, Zhejiang Province, Shaoxing, CHN, 312030
Zhejiang Shaoxing RuiFeng Rural Commercial Bank Co Ltd operates as a bank. Its services include short-term, medium-term and long-term loans, agent collection and payment and insurance agency business, safe deposit box services, foreign exchange settlement and sales approved by the foreign exchange administration.
69GF Score

Get the complete analysis for SHSE:601528

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥4.81
Price
¥5.71
GF Value