SLBK (Skyline Bankshares) EV-to-FCF: 12.62 (As of Sep. 08, 2026) — 61% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SLBK Skyline Bankshares Inc SLBK
61 GF Score
Price $28.33
GF Value $17.70
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Skyline Bankshares EV-to-FCF?

Skyline Bankshares SLBK +1.11% 61 EV-to-FCF is 12.62 as of Sep. 08, 2026, which is 61% above its 10-year median of 7.82. GuruFocus rates SLBK with a GF Score™ of 61/100 and a GF Value™ of $17.70 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,187 Banks companies, Skyline Bankshares ranks worse than 69.42% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Skyline Bankshares's Enterprise Value is $193.48 Mil. Skyline Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $15.34 Mil. Therefore, Skyline Bankshares's EV-to-FCF for today is 12.62.

The historical rank and industry rank for Skyline Bankshares's EV-to-FCF or its related term are showing as below:

SLBK' s EV-to-FCF Range Over the Past 10 Years
Min: -192.02   Med: 7.82   Max: 45.02
Current: 12.62

During the past 11 years, the highest EV-to-FCF of Skyline Bankshares was 45.02. The lowest was -192.02. And the median was 7.82.

SLBK's EV-to-FCF is ranked worse than
69.42% of 1187 companies
in the Banks industry
Industry Median: 7.14 vs SLBK: 12.62

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-08), Skyline Bankshares's stock price is $28.332. Skyline Bankshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was $3.230. Therefore, Skyline Bankshares's PE Ratio (TTM) for today is 8.77.


Skyline Bankshares  (OTCPK:SLBK) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Skyline Bankshares's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=28.332/3.230
=8.77

Skyline Bankshares's share price for today is $28.332.
Skyline Bankshares's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.230.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Skyline Bankshares EV-to-FCF Related Terms


Skyline Bankshares EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Skyline Bankshares's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Skyline Bankshares EV-to-FCF Chart

Skyline Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.29 4.92 7.78 8.23 7.97

Skyline Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.74 7.10 7.97 8.66 11.94

SLBK vs BCBP, WRIV, FSRL: EV-to-FCF Comparison

For the Banks - Regional subindustry, Skyline Bankshares's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Skyline Bankshares EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Skyline Bankshares's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Skyline Bankshares's EV-to-FCF falls into.


SLBK
61GF Score
Skyline Bankshares Inc SLBK
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Skyline Bankshares EV-to-FCF Calculation

Skyline Bankshares's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=193.479/15.336
=12.62

Skyline Bankshares's current Enterprise Value is $193.48 Mil.
Skyline Bankshares's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $15.34 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 12.62 mean?
Skyline Bankshares (SLBK) has a EV-to-FCF of 12.62 as of Sep. 08, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Skyline Bankshares and its competitors. This is 61% above median its historical median of 7.82. According to the industry distribution chart, Skyline Bankshares ranks #824 out of 1187 companies in the Banks industry, placing it in the top 69.4%.
Is Skyline Bankshares' EV-to-FCF too high?
Skyline Bankshares' current EV-to-FCF of 12.62 is 61% above median its 10-year median of 7.82. The Banks industry median EV-to-FCF is 7.14. Skyline Bankshares' value of 12.62 is 76.8% above this industry median. Based on the distribution chart, Skyline Bankshares ranks #824 out of 1187 companies in the Banks industry, which is below the industry midpoint. Overall, Skyline Bankshares has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Skyline Bankshares' EV-to-FCF compare to BCBP and WRIV?
According to the Banks industry distribution chart, Skyline Bankshares ranks #824 out of 1187 companies for EV-to-FCF. This places Skyline Bankshares in the lower half of its industry. The industry median EV-to-FCF is 7.14. Skyline Bankshares' value of 12.62 is 76.8% above this benchmark. While the company's 10-year median is 7.82 vs. the industry median of 7.14, Skyline Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.14, based on 1,187 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Skyline Bankshares's current EV-to-FCF of 12.62 is 76.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Skyline Bankshares and its competitors. For the Banks industry, the median EV-to-FCF is 7.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Skyline Bankshares's current EV-to-FCF is 12.62, which is 61% above median its own 10-year median of 7.82. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Skyline Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Skyline Bankshares (SLBK) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.70, compared to a current price of $28.33 — trading 60.1% above its estimated fair value. The current EV-to-FCF is 12.62, which is 61% above median its 10-year median of 7.82 and 76.8% above the Banks industry median of 7.14. Skyline Bankshares' overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Skyline Bankshares (SLBK), the current EV-to-FCF is 12.62 as of Sep. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Skyline Bankshares (SLBK) Overvalued in 2026?

Based on GuruFocus' analysis, Skyline Bankshares stock appears to be overvalued. The current stock price of $28.33 is trading 60.1% above its estimated GF Value™ of $17.70. GuruFocus considers Skyline Bankshares to be Significantly Overvalued.

Key valuation signals for SLBK:

  • EV-to-FCF: 12.62 (61% above median its 10-year median of 7.82)
  • GF Value™: $17.70 vs. price of $28.33 (60.1% above fair value)
  • GF Score™: 61/100 with 6 warning signs
  • Industry Position: 76.8% above the Banks median (#824 of 1187)

No single metric tells the full story. See the SLBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Skyline Bankshares Business Description

Address 212 East Main Street, Floyd, VA, USA, 24091
Skyline Bankshares Inc is a bank holding company. The company's product and service portfolio includes regular savings, demand, NOW, money market deposits, individual retirement accounts, and small denomination certificates of deposit. It also offers a variety of secured loans, including commercial lines of credit, commercial term loans, real estate, construction, home equity, consumer and other loans. The Bank's lending services include real estate, commercial, agricultural, and consumer loans.
61GF Score

Get the complete analysis for SLBK

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.33
Price
$17.70
GF Value