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The historical rank and industry rank for Aeon Thana Sinsap (Thailand) PCL's EV-to-FCF or its related term are showing as below:
STU:AE3'
s EV-to-FCF Range Over the Past 10 Years
Min: -300.18 Med: 15.92 Max: 424.96
Current: 11.52
During the past 13 years, the highest EV-to-FCF of Aeon Thana Sinsap (Thailand) PCL was 424.96. The lowest was -300.18. And the median was 15.92.
STU:AE3's EV-to-FCF is ranked better than 55.13% of 263
companies
in the Credit Services industry
Industry Median: 13.68
vs STU:AE3: 11.52
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Aeon Thana Sinsap (Thailand) PCL's PE Ratio (TTM) for today is calculated as:
Aeon Thana Sinsap (Thailand) PCL's share price for today is €2.30.
Aeon Thana Sinsap (Thailand) PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.251.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Aeon Thana Sinsap (Thailand) PCL EV-to-FCF Related Terms
Aeon Thana Sinsap (Thailand) PCL EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Aeon Thana Sinsap (Thailand) PCL's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aeon Thana Sinsap (Thailand) PCL EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Aeon Thana Sinsap (Thailand) PCL's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Aeon Thana Sinsap (Thailand) PCL's EV-to-FCF falls into.
Aeon Thana Sinsap (Thailand) PCL's current Enterprise Value is €2,502.7 Mil.
Aeon Thana Sinsap (Thailand) PCL's Free Cash Flow for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €179.7 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a EV-to-FCF of 13.93 as of Jul. 18, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. This is 13% below median its historical median of 15.92. According to the industry distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #118 out of 263 companies in the Credit Services industry, placing it in the top 44.9%.
Is Aeon Thana Sinsap (Thailand) PCL's EV-to-FCF too high?
Aeon Thana Sinsap (Thailand) PCL's current EV-to-FCF of 13.93 is 13% below median its 10-year median of 15.92. The Credit Services industry median EV-to-FCF is 13.68. Aeon Thana Sinsap (Thailand) PCL's value of 13.93 is 1.8% above this industry median. Based on the distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #118 out of 263 companies in the Credit Services industry, which is above the industry midpoint. Overall, Aeon Thana Sinsap (Thailand) PCL has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Aeon Thana Sinsap (Thailand) PCL's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Aeon Thana Sinsap (Thailand) PCL ranks #118 out of 263 companies for EV-to-FCF. This puts Aeon Thana Sinsap (Thailand) PCL in the upper half of its industry. The industry median EV-to-FCF is 13.68. Aeon Thana Sinsap (Thailand) PCL's value of 13.93 is 1.8% above this benchmark. While the company's 10-year median is 15.92 vs. the industry median of 13.68, Aeon Thana Sinsap (Thailand) PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.68, based on 263 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Aeon Thana Sinsap (Thailand) PCL's current EV-to-FCF of 13.93 is 1.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Aeon Thana Sinsap (Thailand) PCL and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.68 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aeon Thana Sinsap (Thailand) PCL's current EV-to-FCF is 13.93, which is 13% below median its own 10-year median of 15.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aeon Thana Sinsap (Thailand) PCL stock overvalued right now?
Aeon Thana Sinsap (Thailand) PCL (STU:AE3) has a current EV-to-FCF of 13.93. The stock's GF Value™ is €2.44, compared to a current price of €2.30 — trading 5.7% below its estimated fair value. The current EV-to-FCF is 13.93, which is 13% below median its 10-year median of 15.92 and 1.8% above the Credit Services industry median of 13.68. Aeon Thana Sinsap (Thailand) PCL's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Aeon Thana Sinsap (Thailand) PCL (STU:AE3), the current EV-to-FCF is 13.93 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aeon Thana Sinsap (Thailand) PCL (STU:AE3) Overvalued in 2026?
Based on GuruFocus' analysis, Aeon Thana Sinsap (Thailand) PCL stock appears to be undervalued.
The current stock price of €2.30 is trading 5.7% below its estimated GF Value™ of €2.44.
Key valuation signals for STU:AE3:
EV-to-FCF: 13.93 (13% below median its 10-year median of 15.92)
GF Value™: €2.44 vs. price of €2.30 (5.7% below fair value)
Industry Position: 1.8% above the Credit Services median (#118 of 263)
No single metric tells the full story. See the STU:AE3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aeon Thana Sinsap (Thailand) PCL Business Description
Aeon Thana Sinsap (Thailand) PCL provides retail financial services including credit card issuance, hire-purchase loans, and other personal loans that collectively provide almost all the company's revenue. The company operates in two segments; Retail finance services and Other business. It generates maximum revenue from the Retail finance services segment which Consist of credit card, hire-purchase and personal loans and others.
51GF Score
Get the complete analysis for STU:AE3
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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