Republic Financial Hol (TRN:RFHL) OCF Yield %: 12.55 (As of Jul. 31, 2026) — Near Median

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TRN:RFHL Republic Financial Hol Ltd TRN:RFHL
87 GF Score
Price TTD109.35
GF Value TTD128.50
Valuation Modestly Undervalued
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What is Republic Financial Hol OCF Yield %?

Republic Financial Hol TRN:RFHL +0.05% 87 OCF Yield % is 12.55 as of Jul. 31, 2026, which is 2% below its 10-year median of 12.81. GuruFocus rates TRN:RFHL with a GF Score™ of 87/100 and a GF Value™ of TTD128.50 (Modestly Undervalued). Among 1,498 Banks companies, Republic Financial Hol ranks better than 65.35% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Republic Financial Hol's Trailing 12-Month Cash Flow from Operations is TTD2,219 Mil, and Market Cap is TTD17,763 Mil. Therefore, Republic Financial Hol's OCF Yield % for today is 12.55%.

The historical rank and industry rank for Republic Financial Hol's OCF Yield % or its related term are showing as below:

TRN:RFHL' s OCF Yield % Range Over the Past 10 Years
Min: -7.05   Med: 12.81   Max: 35.41
Current: 12.55


During the past 9 years, the highest OCF Yield % of Republic Financial Hol was 35.41%. The lowest was -7.05%. And the median was 12.81%.

TRN:RFHL's OCF Yield % is ranked better than
65.35% of 1498 companies
in the Banks industry
Industry Median: 8.98 vs TRN:RFHL: 12.55

Republic Financial Hol's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Republic Financial Hol OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Republic Financial Hol OCF Yield % Related Terms


Republic Financial Hol OCF Yield % Historical Data

* Premium members only.

The historical data trend for Republic Financial Hol's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Republic Financial Hol OCF Yield % Chart

Republic Financial Hol Annual Data
Trend Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only 25.28 7.36 -0.96 7.11 16.33

Republic Financial Hol Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 33.10 -28.60 -7.25 28.70 61.12

TRN:RFHL vs PNC, USB: OCF Yield % Comparison

For the Banks - Regional subindustry, Republic Financial Hol's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Republic Financial Hol OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Republic Financial Hol's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Republic Financial Hol's OCF Yield % falls into.


TRN:RFHL
87GF Score
Republic Financial Hol Ltd TRN:RFHL
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Republic Financial Hol OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Republic Financial Hol's OCF Yield % for the fiscal year that ended in Sep. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=2828 / 17319.45942
=16.33%

Republic Financial Hol's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2631 * 4 / 17218.746
=61.12%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 12.55 mean?
Republic Financial Hol (TRN:RFHL) has a OCF Yield % of 12.55 as of Jul. 31, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Republic Financial Hol and its competitors. This is near median its historical median of 12.81. According to the industry distribution chart, Republic Financial Hol ranks #519 out of 1498 companies in the Banks industry, placing it in the top 34.6%.
Is Republic Financial Hol's OCF Yield % too high?
Republic Financial Hol's current OCF Yield % of 12.55 is near median its 10-year median of 12.81. The Banks industry median OCF Yield % is 8.98. Republic Financial Hol's value of 12.55 is 39.8% above this industry median. Based on the distribution chart, Republic Financial Hol ranks #519 out of 1498 companies in the Banks industry, which is above the industry midpoint. Overall, Republic Financial Hol has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Republic Financial Hol's OCF Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Republic Financial Hol ranks #519 out of 1498 companies for OCF Yield %. This puts Republic Financial Hol in the upper half of its industry. The industry median OCF Yield % is 8.98. Republic Financial Hol's value of 12.55 is 39.8% above this benchmark. While the company's 10-year median is 12.81 vs. the industry median of 8.98, Republic Financial Hol has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 8.98, based on 1,498 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Republic Financial Hol's current OCF Yield % of 12.55 is 39.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Republic Financial Hol and its competitors. For the Banks industry, the median OCF Yield % is 8.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Republic Financial Hol's current OCF Yield % is 12.55, which is near median its own 10-year median of 12.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Republic Financial Hol stock overvalued right now?
Based on GuruFocus' analysis, Republic Financial Hol (TRN:RFHL) is currently considered Modestly Undervalued. The stock's GF Value™ is TTD128.50, compared to a current price of TTD109.35 — trading 14.9% below its estimated fair value. The current OCF Yield % is 12.55, which is near median its 10-year median of 12.81 and 39.8% above the Banks industry median of 8.98. Republic Financial Hol's overall GF Score™ is 87/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Republic Financial Hol (TRN:RFHL), the current OCF Yield % is 12.55 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Republic Financial Hol (TRN:RFHL) Overvalued in 2026?

Based on GuruFocus' analysis, Republic Financial Hol stock appears to be undervalued. The current stock price of TTD109.35 is trading 14.9% below its estimated GF Value™ of TTD128.50. GuruFocus considers Republic Financial Hol to be Modestly Undervalued.

Key valuation signals for TRN:RFHL:

  • OCF Yield %: 12.55 (near median its 10-year median of 12.81)
  • GF Value™: TTD128.50 vs. price of TTD109.35 (14.9% below fair value)
  • GF Score™: 87/100
  • Industry Position: 39.8% above the Banks median (#519 of 1498)

No single metric tells the full story. See the TRN:RFHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Republic Financial Hol Business Description

Address 9-17 Park Street, Republic House, 4th Floor, West Indies, Port of Spain, TTO
Republic Financial Hol Ltd is a financial services group comprising several subsidiaries and associated companies. The company is engaged in providing a wide range of banking, financial, and related services to retail and commercial banking customers, corporate clients, and governments. It operates in two segments: retail and commercial banking, which generates maximum revenue, and other financial services. The company operates in the following geographical segments: Trinidad & Tobago, Barbados, Suriname, Eastern Caribbean, Guyana, Ghana, Cayman Islands, and the British Virgin Islands. It derives key revenue from its operations in Trinidad & Tobago.
87GF Score

Get the complete analysis for TRN:RFHL

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

TTD109.35
Price
TTD128.50
GF Value