EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, TISCO Financial Group PCL's Enterprise Value is $3,015.9 Mil.
TISCO Financial Group PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $245.4 Mil. Therefore, TISCO Financial Group PCL's EV-to-FCF for today is 12.29.
The historical rank and industry rank for TISCO Financial Group PCL's EV-to-FCF or its related term are showing as below:
TSCFY'
s EV-to-FCF Range Over the Past 10 Years
Min: -17.34 Med: 9.75 Max: 59.99
Current: 14.26
During the past 13 years, the highest EV-to-FCF of TISCO Financial Group PCL was 59.99. The lowest was -17.34. And the median was 9.75.
TSCFY's EV-to-FCF is ranked worse than 75.17% of 1196
companies
in the Banks industry
Industry Median: 6.555
vs TSCFY: 14.26
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
TISCO Financial Group PCL (OTCPK:TSCFY) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
TISCO Financial Group PCL's PE Ratio (TTM) for today is calculated as:
TISCO Financial Group PCL's share price for today is $30.50.
TISCO Financial Group PCL's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.627.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
TISCO Financial Group PCL EV-to-FCF Related Terms
TISCO Financial Group PCL EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, TISCO Financial Group PCL's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TISCO Financial Group PCL EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, TISCO Financial Group PCL's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where TISCO Financial Group PCL's EV-to-FCF falls into.
TISCO Financial Group PCL's current Enterprise Value is $3,015.9 Mil.
TISCO Financial Group PCL's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $245.4 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TISCO Financial Group PCL (TSCFY) has a EV-to-FCF of 12.29 as of Jun. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on TISCO Financial Group PCL and its competitors. This is 26% above median its historical median of 9.75. According to the industry distribution chart, TISCO Financial Group PCL ranks #899 out of 1196 companies in the Banks industry, placing it in the top 75.2%.
Is TISCO Financial Group PCL's EV-to-FCF too high?
TISCO Financial Group PCL's current EV-to-FCF of 12.29 is 26% above median its 10-year median of 9.75. The Banks industry median EV-to-FCF is 6.56. TISCO Financial Group PCL's value of 12.29 is 87.5% above this industry median. Based on the distribution chart, TISCO Financial Group PCL ranks #899 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, TISCO Financial Group PCL has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does TISCO Financial Group PCL's EV-to-FCF compare to PNC and USB?
According to the Banks industry distribution chart, TISCO Financial Group PCL ranks #899 out of 1196 companies for EV-to-FCF. This places TISCO Financial Group PCL in the lower half of its industry. The industry median EV-to-FCF is 6.56. TISCO Financial Group PCL's value of 12.29 is 87.5% above this benchmark. While the company's 10-year median is 9.75 vs. the industry median of 6.56, TISCO Financial Group PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.56, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TISCO Financial Group PCL's current EV-to-FCF of 12.29 is 87.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on TISCO Financial Group PCL and its competitors. For the Banks industry, the median EV-to-FCF is 6.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TISCO Financial Group PCL's current EV-to-FCF is 12.29, which is 26% above median its own 10-year median of 9.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TISCO Financial Group PCL stock overvalued right now?
TISCO Financial Group PCL (TSCFY) has a current EV-to-FCF of 12.29. The stock's GF Value™ is $27.12, compared to a current price of $30.50 — trading 12.5% above its estimated fair value. The current EV-to-FCF is 12.29, which is 26% above median its 10-year median of 9.75 and 87.5% above the Banks industry median of 6.56. TISCO Financial Group PCL's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For TISCO Financial Group PCL (TSCFY), the current EV-to-FCF is 12.29 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TISCO Financial Group PCL (TSCFY) Overvalued in 2026?
Based on GuruFocus' analysis, TISCO Financial Group PCL stock appears to be overvalued.
The current stock price of $30.50 is trading 12.5% above its estimated GF Value™ of $27.12.
Key valuation signals for TSCFY:
EV-to-FCF: 12.29 (26% above median its 10-year median of 9.75)
GF Value™: $27.12 vs. price of $30.50 (12.5% above fair value)
Industry Position: 87.5% above the Banks median (#899 of 1196)
No single metric tells the full story. See the TSCFY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TISCO Financial Group PCL is a Thailand-based bank that provides commercial banking products and services and generates revenue domestically. The company operates through four segments: Commercial Banking Business, which provides financial services under a commercial banking license through its headquarters and branches; Securities Business, which provides securities services through a subsidiary's headquarters and branches across the country; Asset Management Business, which provides asset management services; and Support Business, which provides governance and support functions of the Group. The company derives the majority of its revenue from commercial banking and lending business.
66GF Score
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EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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