Wise Finance (WAR:IBS) EV-to-FCF: -55.17 (As of Jul. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:IBS Wise Finance SA WAR:IBS
51 GF Score
Price zł52.40
GF Value zł46.94
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Wise Finance EV-to-FCF?

Wise Finance WAR:IBS -1.87% 51 EV-to-FCF is -55.17 as of Jul. 23, 2026. GuruFocus rates WAR:IBS with a GF Score™ of 51/100 and a GF Value™ of zł46.94 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,093 Real Estate companies, Wise Finance ranks worse than 91491.22% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Wise Finance's Enterprise Value is zł78.28 Mil. Wise Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was zł-1.42 Mil. Therefore, Wise Finance's EV-to-FCF for today is -55.17.

The historical rank and industry rank for Wise Finance's EV-to-FCF or its related term are showing as below:

WAR:IBS' s EV-to-FCF Range Over the Past 10 Years
Min: -720.11   Med: 4.7   Max: 378.08
Current: -56.04

During the past 13 years, the highest EV-to-FCF of Wise Finance was 378.08. The lowest was -720.11. And the median was 4.70.

WAR:IBS's EV-to-FCF is ranked worse than
100% of 1093 companies
in the Real Estate industry
Industry Median: 19.01 vs WAR:IBS: -56.04

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-23), Wise Finance's stock price is zł52.40. Wise Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was zł-9.355. Therefore, Wise Finance's PE Ratio (TTM) for today is At Loss.


Wise Finance  (WAR:IBS) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Wise Finance's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=52.40/-9.355
=At Loss

Wise Finance's share price for today is zł52.40.
Wise Finance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-9.355.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Wise Finance EV-to-FCF Related Terms


Wise Finance EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Wise Finance's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wise Finance EV-to-FCF Chart

Wise Finance Annual Data
Trend Dec15 Dec16 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.32 -0.08 13.74 7.39 179.51

Wise Finance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.73 8.25 7.41 179.51 -60.47

WAR:IBS vs CBRE, BEKE, JLL: EV-to-FCF Comparison

For the Real Estate Services subindustry, Wise Finance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wise Finance EV-to-FCF vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Wise Finance's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Wise Finance's EV-to-FCF falls into.


WAR:IBS
51GF Score
Wise Finance SA WAR:IBS
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wise Finance EV-to-FCF Calculation

Wise Finance's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=78.282/-1.419
=-55.17

Wise Finance's current Enterprise Value is zł78.28 Mil.
Wise Finance's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł-1.42 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of -55.17 mean?
Wise Finance (WAR:IBS) has a EV-to-FCF of -55.17 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wise Finance and its competitors. According to the industry distribution chart, Wise Finance ranks #999999 out of 1093 companies in the Real Estate industry.
Is Wise Finance's EV-to-FCF too high?
Wise Finance's current EV-to-FCF is -55.17. Based on the distribution chart, Wise Finance ranks #999999 out of 1093 companies in the Real Estate industry, which is in the bottom quartile relative to peers. Overall, Wise Finance has a GF Score™ of 51/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wise Finance's EV-to-FCF compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Wise Finance ranks #999999 out of 1093 companies for EV-to-FCF. This places Wise Finance in the lower half of its industry. The industry median EV-to-FCF is 19.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Real Estate company?
The median EV-to-FCF among Real Estate companies is 19.01, based on 1,093 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wise Finance and its competitors. For the Real Estate industry, the median EV-to-FCF is 19.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wise Finance's current EV-to-FCF is -55.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wise Finance stock overvalued right now?
Based on GuruFocus' analysis, Wise Finance (WAR:IBS) is currently considered Modestly Overvalued. The stock's GF Value™ is zł46.94, compared to a current price of zł52.40 — trading 11.6% above its estimated fair value. The current EV-to-FCF is -55.17. Wise Finance's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Wise Finance (WAR:IBS), the current EV-to-FCF is -55.17 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wise Finance (WAR:IBS) Overvalued in 2026?

Based on GuruFocus' analysis, Wise Finance stock appears to be overvalued. The current stock price of zł52.40 is trading 11.6% above its estimated GF Value™ of zł46.94. GuruFocus considers Wise Finance to be Modestly Overvalued.

Key valuation signals for WAR:IBS:

  • EV-to-FCF: -55.17
  • GF Value™: zł46.94 vs. price of zł52.40 (11.6% above fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the WAR:IBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wise Finance Business Description

Address Ulica Adama Naruszewicza 27, Warsaw, POL, 310 02-627
Wise Finance SA formerly Noble Financials SA is engaged in investing, trading, implementing and managing real estate projects and development projects. The company's activity focuses on the implementation of high-quality housing projects and on office investments.
51GF Score

Get the complete analysis for WAR:IBS

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł52.40
Price
zł46.94
GF Value