Nepal Investment Bank (XNEP:NIB) EV-to-FCF: 1.01 (As of Jul. 16, 2026) — 63% Below Median

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Director of Data and Quant Analytics at GuruFocus
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XNEP:NIB Nepal Investment Bank Ltd XNEP:NIB
25 GF Score
Price NPR251.00
GF Value NPR320.00
! 1 Warning Sign
View Full Analysis

What is Nepal Investment Bank EV-to-FCF?

Nepal Investment Bank XNEP:NIB 25 EV-to-FCF is 1.01 as of Jul. 16, 2026, which is 63% below its 10-year median of 2.71. GuruFocus rates XNEP:NIB with a GF Score™ of 25/100 and a GF Value™ of NPR320.00. The stock has 1 warning sign investors should review.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Nepal Investment Bank's Enterprise Value is NPR37,221 Mil. Nepal Investment Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jul. 2025 was NPR36,914 Mil. Therefore, Nepal Investment Bank's EV-to-FCF for today is 1.01.

The historical rank and industry rank for Nepal Investment Bank's EV-to-FCF or its related term are showing as below:

XNEP:NIB' s EV-to-FCF Range Over the Past 10 Years
Min: -72.91   Med: 2.71   Max: 14.18
Current: 1.01

During the past 13 years, the highest EV-to-FCF of Nepal Investment Bank was 14.18. The lowest was -72.91. And the median was 2.71.

XNEP:NIB's EV-to-FCF is not ranked
in the Banks industry.
Industry Median: 6.65 vs XNEP:NIB: 1.01

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-16), Nepal Investment Bank's stock price is NPR251.00. Nepal Investment Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2025 was NPR19.871. Therefore, Nepal Investment Bank's PE Ratio (TTM) for today is 12.63.


Nepal Investment Bank  (XNEP:NIB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Nepal Investment Bank's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=251.00/19.871
=12.63

Nepal Investment Bank's share price for today is NPR251.00.
Nepal Investment Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jul. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR19.871.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Nepal Investment Bank EV-to-FCF Related Terms


Nepal Investment Bank EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Nepal Investment Bank's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nepal Investment Bank EV-to-FCF Chart

Nepal Investment Bank Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.36 2.13 -3.24 1.59 1.05

Nepal Investment Bank Quarterly Data
Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.59 0.29 4.49 1.07 1.05

Nepal Investment Bank EV-to-FCF Competitor Comparison

For the Banks - Regional subindustry, Nepal Investment Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nepal Investment Bank EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Nepal Investment Bank's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Nepal Investment Bank's EV-to-FCF falls into.


XNEP:NIB
25GF Score
Nepal Investment Bank Ltd XNEP:NIB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Nepal Investment Bank EV-to-FCF Calculation

Nepal Investment Bank's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=37221.413/36913.976
=1.01

Nepal Investment Bank's current Enterprise Value is NPR37,221 Mil.
Nepal Investment Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Jul. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR36,914 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 1.01 mean?
Nepal Investment Bank (XNEP:NIB) has a EV-to-FCF of 1.01 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal Investment Bank and its competitors. This is 63% below median its historical median of 2.71.
Is Nepal Investment Bank's EV-to-FCF too high?
Nepal Investment Bank's current EV-to-FCF of 1.01 is 63% below median its 10-year median of 2.71. The Banks industry median EV-to-FCF is 6.65. Nepal Investment Bank's value of 1.01 is 84.8% below this industry median. Overall, Nepal Investment Bank has a GF Score™ of 25/100, reflecting its overall financial health beyond just this single metric.
How does Nepal Investment Bank's EV-to-FCF compare to competitors?
Nepal Investment Bank's EV-to-FCF of 1.01 can be compared against companies in the Banks industry. The industry median EV-to-FCF is 6.65. Nepal Investment Bank's value of 1.01 is 84.8% below this benchmark. While the company's 10-year median is 2.71 vs. the industry median of 6.65, Nepal Investment Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Nepal Investment Bank's current EV-to-FCF of 1.01 is 84.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Nepal Investment Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Nepal Investment Bank's current EV-to-FCF is 1.01, which is 63% below median its own 10-year median of 2.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nepal Investment Bank stock overvalued right now?
Nepal Investment Bank (XNEP:NIB) has a current EV-to-FCF of 1.01. The stock's GF Value™ is NPR320.00, compared to a current price of NPR251.00 — trading 21.6% below its estimated fair value. The current EV-to-FCF is 1.01, which is 63% below median its 10-year median of 2.71 and 84.8% below the Banks industry median of 6.65. Nepal Investment Bank's overall GF Score™ is 25/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Nepal Investment Bank (XNEP:NIB), the current EV-to-FCF is 1.01 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nepal Investment Bank (XNEP:NIB) Overvalued in 2026?

Based on GuruFocus' analysis, Nepal Investment Bank stock appears to be undervalued. The current stock price of NPR251.00 is trading 21.6% below its estimated GF Value™ of NPR320.00.

Key valuation signals for XNEP:NIB:

  • EV-to-FCF: 1.01 (63% below median its 10-year median of 2.71)
  • GF Value™: NPR320.00 vs. price of NPR251.00 (21.6% below fair value)
  • GF Score™: 25/100 with 1 warning sign
  • Industry Position: 84.8% below the Banks median

No single metric tells the full story. See the XNEP:NIB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nepal Investment Bank Business Description

Address Durbar Marg, P.O. Box 3412, Kathmandu, NPL
Nepal Investment Bank Ltd is in the business of retail and corporate banking products and services. The bank's business segments are engaged in banking operations, treasury functions, trade finance business, remittance business and card operations. The bank operates in Nepal.
25GF Score

Get the complete analysis for XNEP:NIB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NPR251.00
Price
NPR320.00
GF Value