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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Prime Commercial Bank's Enterprise Value is NPR28,314 Mil.
Prime Commercial Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-3,983 Mil. Therefore, Prime Commercial Bank's EV-to-FCF for today is -7.11.
The historical rank and industry rank for Prime Commercial Bank's EV-to-FCF or its related term are showing as below:
XNEP:PCBL'
s EV-to-FCF Range Over the Past 10 Years
Min: -96.3 Med: 3.6 Max: 100.97
Current: -7.06
During the past 13 years, the highest EV-to-FCF of Prime Commercial Bank was 100.97. The lowest was -96.30. And the median was 3.60.
XNEP:PCBL's EV-to-FCF is ranked worse than 100% of 1193
companies
in the Banks industry
Industry Median: 6.65
vs XNEP:PCBL: -7.06
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Prime Commercial Bank (XNEP:PCBL) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Prime Commercial Bank's PE Ratio (TTM) for today is calculated as:
Prime Commercial Bank's share price for today is NPR232.00.
Prime Commercial Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR23.313.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prime Commercial Bank EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, Prime Commercial Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Prime Commercial Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Prime Commercial Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Prime Commercial Bank's EV-to-FCF falls into.
Prime Commercial Bank's current Enterprise Value is NPR28,314 Mil.
Prime Commercial Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-3,983 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Prime Commercial Bank (XNEP:PCBL) has a EV-to-FCF of -7.11 as of Jul. 16, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Prime Commercial Bank and its competitors. According to the industry distribution chart, Prime Commercial Bank ranks #999999 out of 1193 companies in the Banks industry.
Is Prime Commercial Bank's EV-to-FCF too high?
Prime Commercial Bank's current EV-to-FCF is -7.11. Based on the distribution chart, Prime Commercial Bank ranks #999999 out of 1193 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Prime Commercial Bank has a GF Score™ of 95/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Prime Commercial Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Prime Commercial Bank ranks #999999 out of 1193 companies for EV-to-FCF. This places Prime Commercial Bank in the lower half of its industry. The industry median EV-to-FCF is 6.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.65, based on 1,193 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Prime Commercial Bank and its competitors. For the Banks industry, the median EV-to-FCF is 6.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Prime Commercial Bank's current EV-to-FCF is -7.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Prime Commercial Bank stock overvalued right now?
Based on GuruFocus' analysis, Prime Commercial Bank (XNEP:PCBL) is currently considered Modestly Undervalued. The stock's GF Value™ is NPR258.82, compared to a current price of NPR232.00 — trading 10.4% below its estimated fair value. The current EV-to-FCF is -7.11. Prime Commercial Bank's overall GF Score™ is 95/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Prime Commercial Bank (XNEP:PCBL), the current EV-to-FCF is -7.11 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Prime Commercial Bank (XNEP:PCBL) Overvalued in 2026?
Based on GuruFocus' analysis, Prime Commercial Bank stock appears to be undervalued.
The current stock price of NPR232.00 is trading 10.4% below its estimated GF Value™ of NPR258.82.
GuruFocus considers Prime Commercial Bank to be Modestly Undervalued.
Key valuation signals for XNEP:PCBL:
EV-to-FCF: -7.11
GF Value™: NPR258.82 vs. price of NPR232.00 (10.4% below fair value)
No single metric tells the full story. See the XNEP:PCBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Prime Commercial Bank Ltd is a commercial bank in Nepal. The company's operating segment includes Banking Operation; Treasury; Card and Others. It generates maximum revenue from the Banking Operation segment. The company is engaged in providing personal banking, business banking, retail banking and other services including SMS banking, E-Banking services, and other remittance services.
95GF Score
Get the complete analysis for XNEP:PCBL
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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