* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, HAYAH Insurance Co PJSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HAYAH Insurance Co PJSC FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, HAYAH Insurance Co PJSC's FCF Margin % distribution charts can be found below:
* The bar in red indicates where HAYAH Insurance Co PJSC's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
HAYAH Insurance Co PJSC (ADX:HAYAH) has a FCF Margin % of 1.42% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on HAYAH Insurance Co PJSC and its competitors. According to the industry distribution chart, HAYAH Insurance Co PJSC ranks #374 out of 505 companies in the Insurance industry, placing it in the top 74.1%.
Is HAYAH Insurance Co PJSC's FCF Margin % too high?
HAYAH Insurance Co PJSC's current FCF Margin % is 1.42%. The Insurance industry median FCF Margin % is 9.60. HAYAH Insurance Co PJSC's value of 1.42% is 85.2% below this industry median. Based on the distribution chart, HAYAH Insurance Co PJSC ranks #374 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, HAYAH Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HAYAH Insurance Co PJSC's FCF Margin % compare to AFL and MET?
According to the Insurance industry distribution chart, HAYAH Insurance Co PJSC ranks #374 out of 505 companies for FCF Margin %. This places HAYAH Insurance Co PJSC in the lower half of its industry. The industry median FCF Margin % is 9.60. HAYAH Insurance Co PJSC's value of 1.42% is 85.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HAYAH Insurance Co PJSC's current FCF Margin % of 1.42% is 85.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on HAYAH Insurance Co PJSC and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HAYAH Insurance Co PJSC's current FCF Margin % is 1.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HAYAH Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC (ADX:HAYAH) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.80, compared to a current price of د.إ1.35 — trading 25% below its estimated fair value. The current FCF Margin % is 1.42% and 85.2% below the Insurance industry median of 9.60. HAYAH Insurance Co PJSC's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For HAYAH Insurance Co PJSC (ADX:HAYAH), the current FCF Margin % is 1.42% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HAYAH Insurance Co PJSC (ADX:HAYAH) Overvalued in 2026?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ1.35 is trading 25% below its estimated GF Value™ of د.إ1.80.
GuruFocus considers HAYAH Insurance Co PJSC to be Modestly Undervalued.
Key valuation signals for ADX:HAYAH:
FCF Margin %: 1.42%
GF Value™: د.إ1.80 vs. price of د.إ1.35 (25% below fair value)
Industry Position: 85.2% below the Insurance median (#374 of 505)
No single metric tells the full story. See the ADX:HAYAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HAYAH Insurance Co PJSC is engaged in providing health and life insurance solutions. The company has two business operating segments: Medical and Life. The medical insurance segment provides coverage to policyholders, and the life insurance segment offers term life assurance products.
63GF Score
Get the complete analysis for ADX:HAYAH
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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