HAYAH Insurance Co PJSC (ADX:HAYAH) LT-Debt-to-Total-Asset: 0.00 (As of Dec. 2025)

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ADX:HAYAH HAYAH Insurance Co PJSC ADX:HAYAH
63 GF Score
Price د.إ1.26
GF Value د.إ1.82
Valuation Significantly Undervalued
! 1 Warning Sign
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What is HAYAH Insurance Co PJSC LT-Debt-to-Total-Asset?

HAYAH Insurance Co PJSC ADX:HAYAH 63 LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus rates ADX:HAYAH with a GF Score™ of 63/100 and a GF Value™ of د.إ1.82 (Significantly Undervalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. HAYAH Insurance Co PJSC's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.00.

HAYAH Insurance Co PJSC's long-term debt to total assets ratio stayed the same from Dec. 2023 (0.00) to Dec. 2025 (0.00).

HAYAH Insurance Co PJSC  (ADX:HAYAH) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

HAYAH Insurance Co PJSC LT-Debt-to-Total-Asset Related Terms

HAYAH Insurance Co PJSC LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for HAYAH Insurance Co PJSC's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HAYAH Insurance Co PJSC LT-Debt-to-Total-Asset Chart

HAYAH Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

HAYAH Insurance Co PJSC Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
ADX:HAYAH
63GF Score
HAYAH Insurance Co PJSC ADX:HAYAH
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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HAYAH Insurance Co PJSC LT-Debt-to-Total-Asset Calculation

HAYAH Insurance Co PJSC's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=0/279.754
=0.00

HAYAH Insurance Co PJSC's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=0/279.754
=0.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.00 mean?
HAYAH Insurance Co PJSC (ADX:HAYAH) has a LT-Debt-to-Total-Asset of 0.00 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on HAYAH Insurance Co PJSC and its competitors.
Is HAYAH Insurance Co PJSC's LT-Debt-to-Total-Asset too high?
HAYAH Insurance Co PJSC's current LT-Debt-to-Total-Asset is 0.00. Overall, HAYAH Insurance Co PJSC has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HAYAH Insurance Co PJSC's LT-Debt-to-Total-Asset compare to AFL and MET?
HAYAH Insurance Co PJSC's LT-Debt-to-Total-Asset of 0.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for an Insurance company?
A good LT-Debt-to-Total-Asset depends on the Insurance industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on HAYAH Insurance Co PJSC and its competitors. HAYAH Insurance Co PJSC's current LT-Debt-to-Total-Asset is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HAYAH Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC (ADX:HAYAH) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ1.82, compared to a current price of د.إ1.26 — trading 30.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.00. HAYAH Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For HAYAH Insurance Co PJSC (ADX:HAYAH), the current LT-Debt-to-Total-Asset is 0.00 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HAYAH Insurance Co PJSC (ADX:HAYAH) Overvalued in 2026?

Based on GuruFocus' analysis, HAYAH Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ1.26 is trading 30.8% below its estimated GF Value™ of د.إ1.82. GuruFocus considers HAYAH Insurance Co PJSC to be Significantly Undervalued.

Key valuation signals for ADX:HAYAH:

  • LT-Debt-to-Total-Asset: 0.00
  • GF Value™: د.إ1.82 vs. price of د.إ1.26 (30.8% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the ADX:HAYAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HAYAH Insurance Co PJSC Business Description

Address Corniche Road, P.O. Box 63323, Floor 16, Sheikh Sultan Bin Hamdan Building, Abu Dhabi, ARE
HAYAH Insurance Co PJSC is engaged in providing health and life insurance solutions. The company has two business operating segments: Medical and Life. The medical insurance segment provides coverage to policyholders, and the life insurance segment offers term life assurance products.
63GF Score

Get the complete analysis for ADX:HAYAH

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.26
Price
د.إ1.82
GF Value