HAYAH Insurance Co PJSC (ADX:HAYAH) OCF Yield %: 1.55 (As of Jul. 06, 2026)


ADX:HAYAH HAYAH Insurance Co PJSC ADX:HAYAH
63 GF Score
Price د.إ1.32
GF Value د.إ1.81
Valuation Modestly Undervalued
! 2 Warning Signs
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What is HAYAH Insurance Co PJSC OCF Yield %?

HAYAH Insurance Co PJSC ADX:HAYAH 63 OCF Yield % is 1.55 as of Jul. 06, 2026. GuruFocus rates ADX:HAYAH with a GF Score™ of 63/100 and a GF Value™ of د.إ1.81 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 505 Insurance companies, HAYAH Insurance Co PJSC ranks worse than 75.05% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, HAYAH Insurance Co PJSC's Trailing 12-Month Cash Flow from Operations is د.إ4.08 Mil, and Market Cap is د.إ264.00 Mil. Therefore, HAYAH Insurance Co PJSC's OCF Yield % for today is 1.55%.

The historical rank and industry rank for HAYAH Insurance Co PJSC's OCF Yield % or its related term are showing as below:

ADX:HAYAH' s OCF Yield % Range Over the Past 10 Years
Min: -20.62   Med: -5.11   Max: 5.99
Current: 1.55


During the past 13 years, the highest OCF Yield % of HAYAH Insurance Co PJSC was 5.99%. The lowest was -20.62%. And the median was -5.11%.

ADX:HAYAH's OCF Yield % is ranked worse than
75.05% of 505 companies
in the Insurance industry
Industry Median: 8.02 vs ADX:HAYAH: 1.55

HAYAH Insurance Co PJSC's OCF Margin % for the quarter that ended in Dec. 2025 was %.


HAYAH Insurance Co PJSC OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


HAYAH Insurance Co PJSC OCF Yield % Related Terms


HAYAH Insurance Co PJSC OCF Yield % Historical Data

* Premium members only.

The historical data trend for HAYAH Insurance Co PJSC's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HAYAH Insurance Co PJSC OCF Yield % Chart

HAYAH Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.94 -7.51 -11.49 -4.68 1.50

HAYAH Insurance Co PJSC Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.94 -7.51 -11.49 -4.68 1.50

ADX:HAYAH vs AFL, MET: OCF Yield % Comparison

For the Insurance - Life subindustry, HAYAH Insurance Co PJSC's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HAYAH Insurance Co PJSC OCF Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, HAYAH Insurance Co PJSC's OCF Yield % distribution charts can be found below:

* The bar in red indicates where HAYAH Insurance Co PJSC's OCF Yield % falls into.


ADX:HAYAH
63GF Score
HAYAH Insurance Co PJSC ADX:HAYAH
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

HAYAH Insurance Co PJSC OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

HAYAH Insurance Co PJSC's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=4.082 / 272
=1.50%

HAYAH Insurance Co PJSC's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=4.082 * 1 / 272
=1.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 1.55 mean?
HAYAH Insurance Co PJSC (ADX:HAYAH) has a OCF Yield % of 1.55 as of Jul. 06, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on HAYAH Insurance Co PJSC and its competitors. According to the industry distribution chart, HAYAH Insurance Co PJSC ranks #379 out of 505 companies in the Insurance industry, placing it in the top 75%.
Is HAYAH Insurance Co PJSC's OCF Yield % too high?
HAYAH Insurance Co PJSC's current OCF Yield % is 1.55. The Insurance industry median OCF Yield % is 8.02. HAYAH Insurance Co PJSC's value of 1.55 is 80.7% below this industry median. Based on the distribution chart, HAYAH Insurance Co PJSC ranks #379 out of 505 companies in the Insurance industry, which is below the industry midpoint. Overall, HAYAH Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HAYAH Insurance Co PJSC's OCF Yield % compare to AFL and MET?
According to the Insurance industry distribution chart, HAYAH Insurance Co PJSC ranks #379 out of 505 companies for OCF Yield %. This places HAYAH Insurance Co PJSC in the lower half of its industry. The industry median OCF Yield % is 8.02. HAYAH Insurance Co PJSC's value of 1.55 is 80.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for an Insurance company?
The median OCF Yield % among Insurance companies is 8.02, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HAYAH Insurance Co PJSC's current OCF Yield % of 1.55 is 80.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on HAYAH Insurance Co PJSC and its competitors. For the Insurance industry, the median OCF Yield % is 8.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HAYAH Insurance Co PJSC's current OCF Yield % is 1.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HAYAH Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC (ADX:HAYAH) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.81, compared to a current price of د.إ1.32 — trading 27.1% below its estimated fair value. The current OCF Yield % is 1.55 and 80.7% below the Insurance industry median of 8.02. HAYAH Insurance Co PJSC's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For HAYAH Insurance Co PJSC (ADX:HAYAH), the current OCF Yield % is 1.55 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HAYAH Insurance Co PJSC (ADX:HAYAH) Overvalued in 2026?

Based on GuruFocus' analysis, HAYAH Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ1.32 is trading 27.1% below its estimated GF Value™ of د.إ1.81. GuruFocus considers HAYAH Insurance Co PJSC to be Modestly Undervalued.

Key valuation signals for ADX:HAYAH:

  • OCF Yield %: 1.55
  • GF Value™: د.إ1.81 vs. price of د.إ1.32 (27.1% below fair value)
  • GF Score™: 63/100 with 2 warning signs
  • Industry Position: 80.7% below the Insurance median (#379 of 505)

No single metric tells the full story. See the ADX:HAYAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HAYAH Insurance Co PJSC Business Description

Address Corniche Road, P.O. Box 63323, Floor 16, Sheikh Sultan Bin Hamdan Building, Abu Dhabi, ARE
HAYAH Insurance Co PJSC is engaged in providing health and life insurance solutions. The company has two business operating segments: Medical and Life. The medical insurance segment provides coverage to policyholders, and the life insurance segment offers term life assurance products.
63GF Score

Get the complete analysis for ADX:HAYAH

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.32
Price
د.إ1.81
GF Value