HAYAH Insurance Co PJSC (ADX:HAYAH) Interest Expense: د.إ-5.12 Mil (TTM As of Dec. 2025)

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ADX:HAYAH HAYAH Insurance Co PJSC ADX:HAYAH
63 GF Score
Price د.إ1.26
GF Value د.إ1.82
Valuation Significantly Undervalued
! 1 Warning Sign
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What is HAYAH Insurance Co PJSC Interest Expense?

HAYAH Insurance Co PJSC ADX:HAYAH 63 Interest Expense is د.إ-5.12 Mil as of Dec. 2025. GuruFocus rates ADX:HAYAH with a GF Score™ of 63/100 and a GF Value™ of د.إ1.82 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. HAYAH Insurance Co PJSC's interest expense for the six months ended in Dec. 2025 was د.إ -5.12 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ-5.12 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. HAYAH Insurance Co PJSC's Operating Income for the six months ended in Dec. 2025 was د.إ 0.00 Mil. HAYAH Insurance Co PJSC's Interest Expense for the six months ended in Dec. 2025 was د.إ -5.12 Mil. HAYAH Insurance Co PJSC did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

HAYAH Insurance Co PJSC  (ADX:HAYAH) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

HAYAH Insurance Co PJSC's Interest Expense for the six months ended in Dec. 2025 was د.إ-5.12 Mil. Its EBIT for the six months ended in Dec. 2025 was د.إ0.00 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was د.إ0.00 Mil.

HAYAH Insurance Co PJSC's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

HAYAH Insurance Co PJSC Interest Expense Historical Data

* Premium members only.

The historical data trend for HAYAH Insurance Co PJSC's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HAYAH Insurance Co PJSC Interest Expense Chart

HAYAH Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.11 -4.42 -4.06 -5.26 -5.12

HAYAH Insurance Co PJSC Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.11 -4.42 -4.06 -5.26 -5.12
ADX:HAYAH
63GF Score
HAYAH Insurance Co PJSC ADX:HAYAH
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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HAYAH Insurance Co PJSC Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ-5.12 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of د.إ-5.12 Mil mean?
HAYAH Insurance Co PJSC (ADX:HAYAH) has a Interest Expense of د.إ-5.12 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on HAYAH Insurance Co PJSC and its competitors.
Is HAYAH Insurance Co PJSC's Interest Expense too high?
HAYAH Insurance Co PJSC's current Interest Expense is د.إ-5.12 Mil. Overall, HAYAH Insurance Co PJSC has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HAYAH Insurance Co PJSC's Interest Expense compare to AFL and MET?
HAYAH Insurance Co PJSC's Interest Expense of د.إ-5.12 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on HAYAH Insurance Co PJSC and its competitors. HAYAH Insurance Co PJSC's current Interest Expense is د.إ-5.12 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HAYAH Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC (ADX:HAYAH) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ1.82, compared to a current price of د.إ1.26 — trading 30.8% below its estimated fair value. The current Interest Expense is د.إ-5.12 Mil. HAYAH Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For HAYAH Insurance Co PJSC (ADX:HAYAH), the current Interest Expense is د.إ-5.12 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HAYAH Insurance Co PJSC (ADX:HAYAH) Overvalued in 2026?

Based on GuruFocus' analysis, HAYAH Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ1.26 is trading 30.8% below its estimated GF Value™ of د.إ1.82. GuruFocus considers HAYAH Insurance Co PJSC to be Significantly Undervalued.

Key valuation signals for ADX:HAYAH:

  • Interest Expense: د.إ-5.12 Mil
  • GF Value™: د.إ1.82 vs. price of د.إ1.26 (30.8% below fair value)
  • GF Score™: 63/100 with 1 warning sign

No single metric tells the full story. See the ADX:HAYAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HAYAH Insurance Co PJSC Business Description

Address Corniche Road, P.O. Box 63323, Floor 16, Sheikh Sultan Bin Hamdan Building, Abu Dhabi, ARE
HAYAH Insurance Co PJSC is engaged in providing health and life insurance solutions. The company has two business operating segments: Medical and Life. The medical insurance segment provides coverage to policyholders, and the life insurance segment offers term life assurance products.
63GF Score

Get the complete analysis for ADX:HAYAH

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.26
Price
د.إ1.82
GF Value