Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
HAYAH Insurance Co PJSC has the GF Score of 63, which implies that the company
might have
Poor future performance potential.
The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.
GF Score takes following five key aspects into consideration:
Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.
Based on research and backtesting result, GuruFocus believes HAYAH Insurance Co PJSC
might have
Poor future performance potential.
Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.
HAYAH Insurance Co PJSC (ADX:HAYAH) GF Score Explanation
Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:
GF Score
Performance Potential and All-in-One Screener Examples (1)
(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.
HAYAH Insurance Co PJSC GF Score Related Terms
ADX:HAYAH vs AFL, MET: GF Score Comparison
For the Insurance - Life subindustry, HAYAH Insurance Co PJSC's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HAYAH Insurance Co PJSC GF Score vs Insurance Industry
For the Insurance industry and Financial Services sector, HAYAH Insurance Co PJSC's GF Score distribution charts can be found below:
* The bar in red indicates where HAYAH Insurance Co PJSC's GF Score falls into.
HAYAH Insurance Co PJSC (ADX:HAYAH) has a GF Score of 63 as of Jul. 16, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on HAYAH Insurance Co PJSC and its competitors. This is 40% above median its historical median of 45.00. Over the past decade, HAYAH Insurance Co PJSC's GF Score has ranged from 17.00 to 83.00.
Is HAYAH Insurance Co PJSC's GF Score too high?
HAYAH Insurance Co PJSC's current GF Score of 63 is 40% above median its 10-year median of 45.00. Over the past 10 years, this metric has ranged from a low of 17.00 to a high of 83.00. Overall, HAYAH Insurance Co PJSC has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HAYAH Insurance Co PJSC's GF Score compare to AFL and MET?
HAYAH Insurance Co PJSC's GF Score of 63 can be compared against companies in the Insurance industry. Historically, HAYAH Insurance Co PJSC's own GF Score has ranged from 17.00 to 83.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for an Insurance company?
A good GF Score depends on the Insurance industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on HAYAH Insurance Co PJSC and its competitors. HAYAH Insurance Co PJSC's current GF Score is 63, which is 40% above median its own 10-year median of 45.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HAYAH Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC (ADX:HAYAH) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ1.82, compared to a current price of د.إ1.26 — trading 30.8% below its estimated fair value. The current GF Score is 63, which is 40% above median its 10-year median of 45.00. HAYAH Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For HAYAH Insurance Co PJSC (ADX:HAYAH), the current GF Score is 63 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HAYAH Insurance Co PJSC (ADX:HAYAH) Overvalued in 2026?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ1.26 is trading 30.8% below its estimated GF Value™ of د.إ1.82.
GuruFocus considers HAYAH Insurance Co PJSC to be Significantly Undervalued.
Key valuation signals for ADX:HAYAH:
GF Score: 63 (40% above median its 10-year median of 45.00)
GF Value™: د.إ1.82 vs. price of د.إ1.26 (30.8% below fair value)
No single metric tells the full story. See the ADX:HAYAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HAYAH Insurance Co PJSC is engaged in providing health and life insurance solutions. The company has two business operating segments: Medical and Life. The medical insurance segment provides coverage to policyholders, and the life insurance segment offers term life assurance products.
63GF Score
Get the complete analysis for ADX:HAYAH
GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ADX:HAYAH has been successfully added to your 
