HAYAH Insurance Co PJSC (ADX:HAYAH) Retained Earnings: د.إ-77.50 Mil (As of Dec. 2025)

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ADX:HAYAH HAYAH Insurance Co PJSC ADX:HAYAH
63 GF Score
Price د.إ1.32
GF Value د.إ1.84
Valuation Modestly Undervalued
! 2 Warning Signs
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What is HAYAH Insurance Co PJSC Retained Earnings?

HAYAH Insurance Co PJSC ADX:HAYAH 63 Retained Earnings is د.إ-77.50 Mil as of Dec. 2025. GuruFocus rates ADX:HAYAH with a GF Score™ of 63/100 and a GF Value™ of د.إ1.84 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. HAYAH Insurance Co PJSC's retained earnings for the quarter that ended in Dec. 2025 was د.إ-77.50 Mil.

HAYAH Insurance Co PJSC's quarterly retained earnings increased from Dec. 2023 (د.إ-82.74 Mil) to Dec. 2024 (د.إ-78.68 Mil) and increased from Dec. 2024 (د.إ-78.68 Mil) to Dec. 2025 (د.إ-77.50 Mil).

HAYAH Insurance Co PJSC's annual retained earnings increased from Dec. 2023 (د.إ-82.74 Mil) to Dec. 2024 (د.إ-78.68 Mil) and increased from Dec. 2024 (د.إ-78.68 Mil) to Dec. 2025 (د.إ-77.50 Mil).


HAYAH Insurance Co PJSC  (ADX:HAYAH) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


HAYAH Insurance Co PJSC Retained Earnings Historical Data

* Premium members only.

The historical data trend for HAYAH Insurance Co PJSC's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

HAYAH Insurance Co PJSC Retained Earnings Chart

HAYAH Insurance Co PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only -83.96 -76.94 -82.74 -78.68 -77.50

HAYAH Insurance Co PJSC Semi-Annual Data
Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -83.96 -76.94 -82.74 -78.68 -77.50
ADX:HAYAH
63GF Score
HAYAH Insurance Co PJSC ADX:HAYAH
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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HAYAH Insurance Co PJSC Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of د.إ-77.50 Mil mean?
HAYAH Insurance Co PJSC (ADX:HAYAH) has a Retained Earnings of د.إ-77.50 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on HAYAH Insurance Co PJSC and its competitors.
Is HAYAH Insurance Co PJSC's Retained Earnings too high?
HAYAH Insurance Co PJSC's current Retained Earnings is د.إ-77.50 Mil. Overall, HAYAH Insurance Co PJSC has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HAYAH Insurance Co PJSC's Retained Earnings compare to AFL and MET?
HAYAH Insurance Co PJSC's Retained Earnings of د.إ-77.50 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on HAYAH Insurance Co PJSC and its competitors. HAYAH Insurance Co PJSC's current Retained Earnings is د.إ-77.50 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HAYAH Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC (ADX:HAYAH) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.84, compared to a current price of د.إ1.32 — trading 28.3% below its estimated fair value. The current Retained Earnings is د.إ-77.50 Mil. HAYAH Insurance Co PJSC's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For HAYAH Insurance Co PJSC (ADX:HAYAH), the current Retained Earnings is د.إ-77.50 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HAYAH Insurance Co PJSC (ADX:HAYAH) Overvalued in 2026?

Based on GuruFocus' analysis, HAYAH Insurance Co PJSC stock appears to be undervalued. The current stock price of د.إ1.32 is trading 28.3% below its estimated GF Value™ of د.إ1.84. GuruFocus considers HAYAH Insurance Co PJSC to be Modestly Undervalued.

Key valuation signals for ADX:HAYAH:

  • Retained Earnings: د.إ-77.50 Mil
  • GF Value™: د.إ1.84 vs. price of د.إ1.32 (28.3% below fair value)
  • GF Score™: 63/100 with 2 warning signs

No single metric tells the full story. See the ADX:HAYAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


HAYAH Insurance Co PJSC Business Description

Address Corniche Road, P.O. Box 63323, Floor 16, Sheikh Sultan Bin Hamdan Building, Abu Dhabi, ARE
HAYAH Insurance Co PJSC is engaged in providing health and life insurance solutions. The company has two business operating segments: Medical and Life. The medical insurance segment provides coverage to policyholders, and the life insurance segment offers term life assurance products.
63GF Score

Get the complete analysis for ADX:HAYAH

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.32
Price
د.إ1.84
GF Value