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HAYAH Insurance Co PJSCADX:HAYAH 63 PS Ratio is 2.65 as of Jul. 20, 2026, which is 18% below its 10-year median of 3.25. GuruFocus rates ADX:HAYAH with a GF Score™ of 63/100 and a GF Value™ of د.إ1.82 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 501 Insurance companies, HAYAH Insurance Co PJSC ranks worse than 79.64% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, HAYAH Insurance Co PJSC's share price is د.إ1.26.
HAYAH Insurance Co PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.48. Hence, HAYAH Insurance Co PJSC's PS Ratio for today is 2.65.
Good Sign:
HAYAH Insurance Co PJSC stock PS Ratio (=2.65) is close to 2-year low of 2.46.
The historical rank and industry rank for HAYAH Insurance Co PJSC's PS Ratio or its related term are showing as below:
ADX:HAYAH'
s PS Ratio Range Over the Past 10 Years
Min: 1.56 Med: 3.25 Max: 6.46
Current: 2.65
During the past 13 years, HAYAH Insurance Co PJSC's highest PS Ratio was 6.46. The lowest was 1.56. And the median was 3.25.
ADX:HAYAH's PS Ratio is ranked worse than 79.64% of 501
companies
in the Insurance industry
Industry Median: 1.15
vs ADX:HAYAH: 2.65
During the past 12 months, the average Revenue per Share Growth Rate of HAYAH Insurance Co PJSC was 16.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 17.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 22.10% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 11.20% per year.
During the past 13 years, HAYAH Insurance Co PJSC's highest 3-Year average Revenue per Share Growth Rate was 41.50% per year. The lowest was -43.80% per year. And the median was 3.80% per year.
Back to Basics: PS Ratio
HAYAH Insurance Co PJSC (ADX:HAYAH) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, HAYAH Insurance Co PJSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HAYAH Insurance Co PJSC PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, HAYAH Insurance Co PJSC's PS Ratio distribution charts can be found below:
* The bar in red indicates where HAYAH Insurance Co PJSC's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
HAYAH Insurance Co PJSC's Share Price of today is د.إ1.26.
For company reported annually, GuruFocus uses latest annual data as the TTM data. HAYAH Insurance Co PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ0.48.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
HAYAH Insurance Co PJSC (ADX:HAYAH) has a PS Ratio of 2.65 as of Jul. 20, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on HAYAH Insurance Co PJSC and its competitors. This is 18% below median its historical median of 3.25. Over the past decade, HAYAH Insurance Co PJSC's PS Ratio has ranged from 1.56 to 6.46. According to the industry distribution chart, HAYAH Insurance Co PJSC ranks #399 out of 501 companies in the Insurance industry, placing it in the top 79.6%.
Is HAYAH Insurance Co PJSC's PS Ratio too high?
HAYAH Insurance Co PJSC's current PS Ratio of 2.65 is 18% below median its 10-year median of 3.25. Over the past 10 years, this metric has ranged from a low of 1.56 to a high of 6.46. The Insurance industry median PS Ratio is 1.15. HAYAH Insurance Co PJSC's value of 2.65 is 130.4% above this industry median. Based on the distribution chart, HAYAH Insurance Co PJSC ranks #399 out of 501 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, HAYAH Insurance Co PJSC has a GF Score™ of 63/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does HAYAH Insurance Co PJSC's PS Ratio compare to AFL and MET?
According to the Insurance industry distribution chart, HAYAH Insurance Co PJSC ranks #399 out of 501 companies for PS Ratio. This places HAYAH Insurance Co PJSC in the lower half of its industry. The industry median PS Ratio is 1.15. HAYAH Insurance Co PJSC's value of 2.65 is 130.4% above this benchmark. Historically, HAYAH Insurance Co PJSC's own PS Ratio has ranged from 1.56 to 6.46 over the past decade. While the company's 10-year median is 3.25 vs. the industry median of 1.15, HAYAH Insurance Co PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HAYAH Insurance Co PJSC's current PS Ratio of 2.65 is 130.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on HAYAH Insurance Co PJSC and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HAYAH Insurance Co PJSC's current PS Ratio is 2.65, which is 18% below median its own 10-year median of 3.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HAYAH Insurance Co PJSC stock overvalued right now?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC (ADX:HAYAH) is currently considered Significantly Undervalued. The stock's GF Value™ is د.إ1.82, compared to a current price of د.إ1.26 — trading 30.8% below its estimated fair value. The current PS Ratio is 2.65, which is 18% below median its 10-year median of 3.25 and 130.4% above the Insurance industry median of 1.15. HAYAH Insurance Co PJSC's overall GF Score™ is 63/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For HAYAH Insurance Co PJSC (ADX:HAYAH), the current PS Ratio is 2.65 as of Jul. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HAYAH Insurance Co PJSC (ADX:HAYAH) Overvalued in 2026?
Based on GuruFocus' analysis, HAYAH Insurance Co PJSC stock appears to be undervalued.
The current stock price of د.إ1.26 is trading 30.8% below its estimated GF Value™ of د.إ1.82.
GuruFocus considers HAYAH Insurance Co PJSC to be Significantly Undervalued.
Key valuation signals for ADX:HAYAH:
PS Ratio: 2.65 (18% below median its 10-year median of 3.25)
GF Value™: د.إ1.82 vs. price of د.إ1.26 (30.8% below fair value)
Industry Position: 130.4% above the Insurance median (#399 of 501)
No single metric tells the full story. See the ADX:HAYAH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HAYAH Insurance Co PJSC is engaged in providing health and life insurance solutions. The company has two business operating segments: Medical and Life. The medical insurance segment provides coverage to policyholders, and the life insurance segment offers term life assurance products.
63GF Score
Get the complete analysis for ADX:HAYAH
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