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Ajman Bank PJSCDFM:AJMANBANK 54 FCF Margin % is 84.45% as of Jun. 2026, which is 29% above its 10-year median of 65.45. GuruFocus rates DFM:AJMANBANK with a GF Score™ of 54/100 and a GF Value™ of د.إ1.93 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,503 Banks companies, Ajman Bank PJSC ranks better than 80.37% on this metric.
The historical data trend for Ajman Bank PJSC's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ajman Bank PJSC FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Ajman Bank PJSC's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ajman Bank PJSC FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ajman Bank PJSC's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Ajman Bank PJSC's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ajman Bank PJSC (DFM:AJMANBANK) has a FCF Margin % of 84.45% as of Jun. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ajman Bank PJSC and its competitors. This is 29% above median its historical median of 65.45. According to the industry distribution chart, Ajman Bank PJSC ranks #295 out of 1503 companies in the Banks industry, placing it in the top 19.6%.
Is Ajman Bank PJSC's FCF Margin % too high?
Ajman Bank PJSC's current FCF Margin % of 84.45% is 29% above median its 10-year median of 65.45. The Banks industry median FCF Margin % is 27.11. Ajman Bank PJSC's value of 84.45% is 211.5% above this industry median. Based on the distribution chart, Ajman Bank PJSC ranks #295 out of 1503 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ajman Bank PJSC has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Ajman Bank PJSC ranks #295 out of 1503 companies for FCF Margin %. This places Ajman Bank PJSC in the top 20% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 27.11. Ajman Bank PJSC's value of 84.45% is 211.5% above this benchmark. While the company's 10-year median is 65.45 vs. the industry median of 27.11, Ajman Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.11, based on 1,503 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ajman Bank PJSC's current FCF Margin % of 84.45% is 211.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Ajman Bank PJSC and its competitors. For the Banks industry, the median FCF Margin % is 27.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ajman Bank PJSC's current FCF Margin % is 84.45%, which is 29% above median its own 10-year median of 65.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.93, compared to a current price of د.إ1.41 — trading 26.9% below its estimated fair value. The current FCF Margin % is 84.45%, which is 29% above median its 10-year median of 65.45 and 211.5% above the Banks industry median of 27.11. Ajman Bank PJSC's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current FCF Margin % is 84.45% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued.
The current stock price of د.إ1.41 is trading 26.9% below its estimated GF Value™ of د.إ1.93.
GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:AJMANBANK:
FCF Margin %: 84.45% (29% above median its 10-year median of 65.45)
GF Value™: د.إ1.93 vs. price of د.إ1.41 (26.9% below fair value)
Industry Position: 211.5% above the Banks median (#295 of 1503)
No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
54GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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