Ajman Bank PJSC (DFM:AJMANBANK) ROE % Adjusted to Book Value: 13.50% (As of Mar. 2026)

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DFM:AJMANBANK Ajman Bank PJSC DFM:AJMANBANK
51 GF Score
Price د.إ1.38
GF Value د.إ1.94
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Ajman Bank PJSC ROE % Adjusted to Book Value?

Ajman Bank PJSC DFM:AJMANBANK +0.73% 51 ROE % Adjusted to Book Value is 13.50% as of Mar. 2026. GuruFocus rates DFM:AJMANBANK with a GF Score™ of 51/100 and a GF Value™ of د.إ1.94 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Ajman Bank PJSC's ROE % for the quarter that ended in Mar. 2026 was 15.53%. Ajman Bank PJSC's PB Ratio for the quarter that ended in Mar. 2026 was 1.15. Ajman Bank PJSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 13.50%.


Ajman Bank PJSC ROE % Adjusted to Book Value Related Terms


Ajman Bank PJSC ROE % Adjusted to Book Value Historical Data

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The historical data trend for Ajman Bank PJSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ajman Bank PJSC ROE % Adjusted to Book Value Chart

Ajman Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.85 6.35 -7.16 9.36 14.61

Ajman Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.62 11.40 14.35 13.50 13.50

Ajman Bank PJSC ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Ajman Bank PJSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ajman Bank PJSC ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Ajman Bank PJSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Ajman Bank PJSC's ROE % Adjusted to Book Value falls into.


DFM:AJMANBANK
51GF Score
Ajman Bank PJSC DFM:AJMANBANK
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ajman Bank PJSC ROE % Adjusted to Book Value Calculation

Ajman Bank PJSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.19% / 1.04
=14.61%

Ajman Bank PJSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.53% / 1.15
=13.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.50% mean?
Ajman Bank PJSC (DFM:AJMANBANK) has a ROE % Adjusted to Book Value of 13.50% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ajman Bank PJSC and its competitors.
Is Ajman Bank PJSC's ROE % Adjusted to Book Value too high?
Ajman Bank PJSC's current ROE % Adjusted to Book Value is 13.50%. Overall, Ajman Bank PJSC has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's ROE % Adjusted to Book Value compare to competitors?
Ajman Bank PJSC's ROE % Adjusted to Book Value of 13.50% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Ajman Bank PJSC and its competitors. Ajman Bank PJSC's current ROE % Adjusted to Book Value is 13.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.94, compared to a current price of د.إ1.38 — trading 28.9% below its estimated fair value. The current ROE % Adjusted to Book Value is 13.50%. Ajman Bank PJSC's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current ROE % Adjusted to Book Value is 13.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued. The current stock price of د.إ1.38 is trading 28.9% below its estimated GF Value™ of د.إ1.94. GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.

Key valuation signals for DFM:AJMANBANK:

  • ROE % Adjusted to Book Value: 13.50%
  • GF Value™: د.إ1.94 vs. price of د.إ1.38 (28.9% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ajman Bank PJSC Business Description

Address Union Street, P.O. Box 7770, Ajman Bank Building, Ajman, ARE
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
51GF Score

Get the complete analysis for DFM:AJMANBANK

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.38
Price
د.إ1.94
GF Value