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Ajman Bank PJSCDFM:AJMANBANK +0.74%54 PS Ratio is 3.95 as of Aug. 05, 2026, which is 14% above its 10-year median of 3.48. GuruFocus rates DFM:AJMANBANK with a GF Score™ of 54/100 and a GF Value™ of د.إ1.94 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,514 Banks companies, Ajman Bank PJSC ranks worse than 68.43% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Ajman Bank PJSC's share price is د.إ1.37.
Ajman Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ0.35. Hence, Ajman Bank PJSC's PS Ratio for today is 3.95.
Good Sign:
Ajman Bank PJSC stock PS Ratio (=3.92) is close to 3-year low of 3.8.
The historical rank and industry rank for Ajman Bank PJSC's PS Ratio or its related term are showing as below:
DFM:AJMANBANK'
s PS Ratio Range Over the Past 10 Years
Min: 1.4 Med: 3.48 Max: 7.45
Current: 3.92
During the past 13 years, Ajman Bank PJSC's highest PS Ratio was 7.45. The lowest was 1.40. And the median was 3.48.
DFM:AJMANBANK's PS Ratio is ranked worse than 68.43% of 1514
companies
in the Banks industry
Industry Median: 3.07
vs DFM:AJMANBANK: 3.92
Ajman Bank PJSC has shown predictable revenue and earnings growth.
During the past 12 months, the average Revenue per Share Growth Rate of Ajman Bank PJSC was 33.50% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 7.80% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 2.70% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 1.10% per year.
During the past 13 years, Ajman Bank PJSC's highest 3-Year average Revenue per Share Growth Rate was 20.20% per year. The lowest was -9.60% per year. And the median was 0.75% per year.
Ajman Bank PJSC (DFM:AJMANBANK) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Ajman Bank PJSC PS Ratio Related Terms
Ajman Bank PJSC PS Ratio Historical Data
* Premium members only.
The historical data trend for Ajman Bank PJSC's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Ajman Bank PJSC's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ajman Bank PJSC PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ajman Bank PJSC's PS Ratio distribution charts can be found below:
* The bar in red indicates where Ajman Bank PJSC's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Ajman Bank PJSC's Share Price of today is د.إ1.37. Ajman Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.35.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Ajman Bank PJSC (DFM:AJMANBANK) has a PS Ratio of 3.95 as of Aug. 05, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ajman Bank PJSC and its competitors. This is 14% above median its historical median of 3.48. Over the past decade, Ajman Bank PJSC's PS Ratio has ranged from 1.40 to 7.45. According to the industry distribution chart, Ajman Bank PJSC ranks #1036 out of 1514 companies in the Banks industry, placing it in the top 68.4%.
Is Ajman Bank PJSC's PS Ratio too high?
Ajman Bank PJSC's current PS Ratio of 3.95 is 14% above median its 10-year median of 3.48. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 7.45. The Banks industry median PS Ratio is 3.07. Ajman Bank PJSC's value of 3.95 is 28.7% above this industry median. Based on the distribution chart, Ajman Bank PJSC ranks #1036 out of 1514 companies in the Banks industry, which is below the industry midpoint. Overall, Ajman Bank PJSC has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's PS Ratio compare to competitors?
According to the Banks industry distribution chart, Ajman Bank PJSC ranks #1036 out of 1514 companies for PS Ratio. This places Ajman Bank PJSC in the lower half of its industry. The industry median PS Ratio is 3.07. Ajman Bank PJSC's value of 3.95 is 28.7% above this benchmark. Historically, Ajman Bank PJSC's own PS Ratio has ranged from 1.40 to 7.45 over the past decade. While the company's 10-year median is 3.48 vs. the industry median of 3.07, Ajman Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.07, based on 1,514 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ajman Bank PJSC's current PS Ratio of 3.95 is 28.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Ajman Bank PJSC and its competitors. For the Banks industry, the median PS Ratio is 3.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ajman Bank PJSC's current PS Ratio is 3.95, which is 14% above median its own 10-year median of 3.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.94, compared to a current price of د.إ1.37 — trading 29.4% below its estimated fair value. The current PS Ratio is 3.95, which is 14% above median its 10-year median of 3.48 and 28.7% above the Banks industry median of 3.07. Ajman Bank PJSC's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current PS Ratio is 3.95 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued.
The current stock price of د.إ1.37 is trading 29.4% below its estimated GF Value™ of د.إ1.94.
GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:AJMANBANK:
PS Ratio: 3.95 (14% above median its 10-year median of 3.48)
GF Value™: د.إ1.94 vs. price of د.إ1.37 (29.4% below fair value)
Industry Position: 28.7% above the Banks median (#1036 of 1514)
No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
54GF Score
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