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Ajman Bank PJSCDFM:AJMANBANK -1.43%51 Pretax Margin % is 60.48% as of Mar. 2026, which is 145% above its 10-year median of 24.72. GuruFocus rates DFM:AJMANBANK with a GF Score™ of 51/100 and a GF Value™ of د.إ1.94 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,530 Banks companies, Ajman Bank PJSC ranks better than 90.33% on this metric.
The historical rank and industry rank for Ajman Bank PJSC's Pretax Margin % or its related term are showing as below:
DFM:AJMANBANK'
s Pretax Margin % Range Over the Past 10 Years
Min: -45.46 Med: 24.72 Max: 61.28
Current: 57.88
DFM:AJMANBANK's Pretax Margin % is ranked better than 90.33% of 1530
companies
in the Banks industry
Industry Median: 34.655
vs DFM:AJMANBANK: 57.88
Ajman Bank PJSC (DFM:AJMANBANK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Ajman Bank PJSC Pretax Margin % Related Terms
Ajman Bank PJSC Pretax Margin % Historical Data
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The historical data trend for Ajman Bank PJSC's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ajman Bank PJSC Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Ajman Bank PJSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ajman Bank PJSC Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Ajman Bank PJSC's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Ajman Bank PJSC's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ajman Bank PJSC (DFM:AJMANBANK) has a Pretax Margin % of 60.48% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Ajman Bank PJSC and its competitors. This is 145% above median its historical median of 24.72. According to the industry distribution chart, Ajman Bank PJSC ranks #148 out of 1530 companies in the Banks industry, placing it in the top 9.7%.
Is Ajman Bank PJSC's Pretax Margin % too high?
Ajman Bank PJSC's current Pretax Margin % of 60.48% is 145% above median its 10-year median of 24.72. The Banks industry median Pretax Margin % is 34.66. Ajman Bank PJSC's value of 60.48% is 74.5% above this industry median. Based on the distribution chart, Ajman Bank PJSC ranks #148 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ajman Bank PJSC has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Ajman Bank PJSC ranks #148 out of 1530 companies for Pretax Margin %. This places Ajman Bank PJSC in the top 10% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.66. Ajman Bank PJSC's value of 60.48% is 74.5% above this benchmark. While the company's 10-year median is 24.72 vs. the industry median of 34.66, Ajman Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.66, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ajman Bank PJSC's current Pretax Margin % of 60.48% is 74.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Ajman Bank PJSC and its competitors. For the Banks industry, the median Pretax Margin % is 34.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ajman Bank PJSC's current Pretax Margin % is 60.48%, which is 145% above median its own 10-year median of 24.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.94, compared to a current price of د.إ1.38 — trading 28.9% below its estimated fair value. The current Pretax Margin % is 60.48%, which is 145% above median its 10-year median of 24.72 and 74.5% above the Banks industry median of 34.66. Ajman Bank PJSC's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current Pretax Margin % is 60.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued.
The current stock price of د.إ1.38 is trading 28.9% below its estimated GF Value™ of د.إ1.94.
GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:AJMANBANK:
Pretax Margin %: 60.48% (145% above median its 10-year median of 24.72)
GF Value™: د.إ1.94 vs. price of د.إ1.38 (28.9% below fair value)
Industry Position: 74.5% above the Banks median (#148 of 1530)
No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
51GF Score
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