Ajman Bank PJSC (DFM:AJMANBANK) PEG Ratio: 2.08 (As of Jul. 25, 2026) — 49% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DFM:AJMANBANK Ajman Bank PJSC DFM:AJMANBANK
51 GF Score
Price د.إ1.37
GF Value د.إ1.94
Valuation Modestly Undervalued
! 2 Warning Signs
View Full Analysis

What is Ajman Bank PJSC PEG Ratio?

Ajman Bank PJSC DFM:AJMANBANK -0.72% 51 PEG Ratio is 2.08 as of Jul. 25, 2026, which is 49% below its 10-year median of 4.10. GuruFocus rates DFM:AJMANBANK with a GF Score™ of 51/100 and a GF Value™ of د.إ1.94 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,228 Banks companies, Ajman Bank PJSC ranks worse than 59.53% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Ajman Bank PJSC's PE Ratio without NRI is 7.92. Ajman Bank PJSC's 5-Year Book Value growth rate is 3.80%. Therefore, Ajman Bank PJSC's PEG Ratio for today is 2.08.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Ajman Bank PJSC's PEG Ratio or its related term are showing as below:

DFM:AJMANBANK' s PEG Ratio Range Over the Past 10 Years
Min: 0.89   Med: 4.1   Max: 763.67
Current: 1.97


During the past 13 years, Ajman Bank PJSC's highest PEG Ratio was 763.67. The lowest was 0.89. And the median was 4.10.


DFM:AJMANBANK's PEG Ratio is ranked worse than
59.53% of 1228 companies
in the Banks industry
Industry Median: 1.535 vs DFM:AJMANBANK: 1.97

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Ajman Bank PJSC  (DFM:AJMANBANK) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Ajman Bank PJSC PEG Ratio Related Terms


Ajman Bank PJSC PEG Ratio Historical Data

* Premium members only.

The historical data trend for Ajman Bank PJSC's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ajman Bank PJSC PEG Ratio Chart

Ajman Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 44.86 20.15 0.00 6.83 2.11

Ajman Bank PJSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.22 2.82 2.11 2.10 0.00

Ajman Bank PJSC PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Ajman Bank PJSC's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ajman Bank PJSC PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Ajman Bank PJSC's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Ajman Bank PJSC's PEG Ratio falls into.


DFM:AJMANBANK
51GF Score
Ajman Bank PJSC DFM:AJMANBANK
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ajman Bank PJSC PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Ajman Bank PJSC's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=7.9190751445087/3.80
=2.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.08 mean?
Ajman Bank PJSC (DFM:AJMANBANK) has a PEG Ratio of 2.08 as of Jul. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ajman Bank PJSC and its competitors. This is 49% below median its historical median of 4.10. Over the past decade, Ajman Bank PJSC's PEG Ratio has ranged from 0.89 to 763.67. According to the industry distribution chart, Ajman Bank PJSC ranks #731 out of 1228 companies in the Banks industry, placing it in the top 59.5%.
Is Ajman Bank PJSC's PEG Ratio too high?
Ajman Bank PJSC's current PEG Ratio of 2.08 is 49% below median its 10-year median of 4.10. Over the past 10 years, this metric has ranged from a low of 0.89 to a high of 763.67. The Banks industry median PEG Ratio is 1.54. Ajman Bank PJSC's value of 2.08 is 35.5% above this industry median. Based on the distribution chart, Ajman Bank PJSC ranks #731 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, Ajman Bank PJSC has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Ajman Bank PJSC ranks #731 out of 1228 companies for PEG Ratio. This places Ajman Bank PJSC in the lower half of its industry. The industry median PEG Ratio is 1.54. Ajman Bank PJSC's value of 2.08 is 35.5% above this benchmark. Historically, Ajman Bank PJSC's own PEG Ratio has ranged from 0.89 to 763.67 over the past decade. While the company's 10-year median is 4.10 vs. the industry median of 1.54, Ajman Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ajman Bank PJSC's current PEG Ratio of 2.08 is 35.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Ajman Bank PJSC and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ajman Bank PJSC's current PEG Ratio is 2.08, which is 49% below median its own 10-year median of 4.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.94, compared to a current price of د.إ1.37 — trading 29.4% below its estimated fair value. The current PEG Ratio is 2.08, which is 49% below median its 10-year median of 4.10 and 35.5% above the Banks industry median of 1.54. Ajman Bank PJSC's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current PEG Ratio is 2.08 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued. The current stock price of د.إ1.37 is trading 29.4% below its estimated GF Value™ of د.إ1.94. GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.

Key valuation signals for DFM:AJMANBANK:

  • PEG Ratio: 2.08 (49% below median its 10-year median of 4.10)
  • GF Value™: د.إ1.94 vs. price of د.إ1.37 (29.4% below fair value)
  • GF Score™: 51/100 with 2 warning signs
  • Industry Position: 35.5% above the Banks median (#731 of 1228)

No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ajman Bank PJSC Business Description

Address Union Street, P.O. Box 7770, Ajman Bank Building, Ajman, ARE
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
51GF Score

Get the complete analysis for DFM:AJMANBANK

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.37
Price
د.إ1.94
GF Value