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Ajman Bank PJSCDFM:AJMANBANK 56 5-Year Yield-on-Cost % is 6.46 as of Aug. 29, 2026, which is 61% above its 10-year median of 4.02. GuruFocus rates DFM:AJMANBANK with a GF Score™ of 56/100 and a GF Value™ of د.إ1.94 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,247 Banks companies, Ajman Bank PJSC ranks better than 76.02% on this metric.
Ajman Bank PJSC's yield on cost for the quarter that ended in Jun. 2026 was 6.46.
The historical rank and industry rank for Ajman Bank PJSC's 5-Year Yield-on-Cost % or its related term are showing as below:
DFM:AJMANBANK'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.3 Med: 4.02 Max: 7.08
Current: 6.46
During the past 13 years, Ajman Bank PJSC's highest Yield on Cost was 7.08. The lowest was 3.30. And the median was 4.02.
DFM:AJMANBANK's 5-Year Yield-on-Cost % is ranked better than 76.02% of 1247
companies
in the Banks industry
Industry Median: 3.86
vs DFM:AJMANBANK: 6.46
Ajman Bank PJSC (DFM:AJMANBANK) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Ajman Bank PJSC 5-Year Yield-on-Cost % Related Terms
Ajman Bank PJSC 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Ajman Bank PJSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ajman Bank PJSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Ajman Bank PJSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Ajman Bank PJSC's 5-Year Yield-on-Cost % falls into.
Ajman Bank PJSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Ajman Bank PJSC is calculated as
Ajman Bank PJSC (DFM:AJMANBANK) has a 5-Year Yield-on-Cost % of 6.46 as of Aug. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ajman Bank PJSC and its competitors. This is 61% above median its historical median of 4.02. Over the past decade, Ajman Bank PJSC's 5-Year Yield-on-Cost % has ranged from 3.30 to 7.08. According to the industry distribution chart, Ajman Bank PJSC ranks #299 out of 1247 companies in the Banks industry, placing it in the top 24%.
Is Ajman Bank PJSC's 5-Year Yield-on-Cost % too high?
Ajman Bank PJSC's current 5-Year Yield-on-Cost % of 6.46 is 61% above median its 10-year median of 4.02. Over the past 10 years, this metric has ranged from a low of 3.30 to a high of 7.08. The Banks industry median 5-Year Yield-on-Cost % is 3.86. Ajman Bank PJSC's value of 6.46 is 67.4% above this industry median. Based on the distribution chart, Ajman Bank PJSC ranks #299 out of 1247 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Ajman Bank PJSC has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Ajman Bank PJSC ranks #299 out of 1247 companies for 5-Year Yield-on-Cost %. This places Ajman Bank PJSC in the top 24% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.86. Ajman Bank PJSC's value of 6.46 is 67.4% above this benchmark. Historically, Ajman Bank PJSC's own 5-Year Yield-on-Cost % has ranged from 3.30 to 7.08 over the past decade. While the company's 10-year median is 4.02 vs. the industry median of 3.86, Ajman Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ajman Bank PJSC's current 5-Year Yield-on-Cost % of 6.46 is 67.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Ajman Bank PJSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ajman Bank PJSC's current 5-Year Yield-on-Cost % is 6.46, which is 61% above median its own 10-year median of 4.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.94, compared to a current price of د.إ1.42 — trading 26.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 6.46, which is 61% above median its 10-year median of 4.02 and 67.4% above the Banks industry median of 3.86. Ajman Bank PJSC's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current 5-Year Yield-on-Cost % is 6.46 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued.
The current stock price of د.إ1.42 is trading 26.8% below its estimated GF Value™ of د.إ1.94.
GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:AJMANBANK:
5-Year Yield-on-Cost %: 6.46 (61% above median its 10-year median of 4.02)
GF Value™: د.إ1.94 vs. price of د.إ1.42 (26.8% below fair value)
Industry Position: 67.4% above the Banks median (#299 of 1247)
No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
56GF Score
Get the complete analysis for DFM:AJMANBANK
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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