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LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Ajman Bank PJSC's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.05.
Ajman Bank PJSC's long-term debt to total assets ratio
declined
from Jun. 2025 (0.07) to Jun. 2026 (0.05).
It may suggest that Ajman Bank PJSC is progressively becoming less dependent on debt to grow their business.
Ajman Bank PJSC (DFM:AJMANBANK) LT-Debt-to-Total-Asset Explanation
LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.
Ajman Bank PJSC LT-Debt-to-Total-Asset Related Terms
Ajman Bank PJSC LT-Debt-to-Total-Asset Historical Data
* Premium members only.
The historical data trend for Ajman Bank PJSC's LT-Debt-to-Total-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ajman Bank PJSC (DFM:AJMANBANK) has a LT-Debt-to-Total-Asset of 0.05 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ajman Bank PJSC and its competitors.
Is Ajman Bank PJSC's LT-Debt-to-Total-Asset too high?
Ajman Bank PJSC's current LT-Debt-to-Total-Asset is 0.05. Overall, Ajman Bank PJSC has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's LT-Debt-to-Total-Asset compare to competitors?
Ajman Bank PJSC's LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Ajman Bank PJSC and its competitors. Ajman Bank PJSC's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.92, compared to a current price of د.إ1.37 — trading 28.6% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. Ajman Bank PJSC's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current LT-Debt-to-Total-Asset is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued.
The current stock price of د.إ1.37 is trading 28.6% below its estimated GF Value™ of د.إ1.92.
GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:AJMANBANK:
LT-Debt-to-Total-Asset: 0.05
GF Value™: د.إ1.92 vs. price of د.إ1.37 (28.6% below fair value)
No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
54GF Score
Get the complete analysis for DFM:AJMANBANK
LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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