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Ajman Bank PJSCDFM:AJMANBANK +0.72%51 Dividend Payout Ratio is 1.92 as of Mar. 2026, which is 368% above its 10-year median of 0.41. GuruFocus rates DFM:AJMANBANK with a GF Score™ of 51/100 and a GF Value™ of د.إ1.94 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,173 Banks companies, Ajman Bank PJSC ranks worse than 77.15% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Ajman Bank PJSC's Dividend Payout Ratio for the
months ended in Mar. 2026 was 1.92.
The historical rank and industry rank for Ajman Bank PJSC's Dividend Payout Ratio or its related term are showing as below:
DFM:AJMANBANK'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.4 Med: 0.41 Max: 0.94
Current: 0.5
During the past 13 years, the highest Dividend Payout Ratio of Ajman Bank PJSC was 0.94. The lowest was 0.40. And the median was 0.41.
DFM:AJMANBANK's Dividend Payout Ratio is ranked worse than 77.15% of 1173
companies
in the Banks industry
Industry Median: 0.32
vs DFM:AJMANBANK: 0.50
During the past 12 months, Ajman Bank PJSC's average Dividends Per Share Growth Rate was 26.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Ajman Bank PJSC (DFM:AJMANBANK) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Ajman Bank PJSC Dividend Payout Ratio Related Terms
Ajman Bank PJSC Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Ajman Bank PJSC's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ajman Bank PJSC Dividend Payout Ratio Competitor Comparison
For the Banks - Regional subindustry, Ajman Bank PJSC's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ajman Bank PJSC Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Ajman Bank PJSC's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Ajman Bank PJSC's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Ajman Bank PJSC's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ajman Bank PJSC (DFM:AJMANBANK) has a Dividend Payout Ratio of 1.92 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ajman Bank PJSC and its competitors. This is 368% above median its historical median of 0.41. Over the past decade, Ajman Bank PJSC's Dividend Payout Ratio has ranged from 0.40 to 0.94. According to the industry distribution chart, Ajman Bank PJSC ranks #905 out of 1173 companies in the Banks industry, placing it in the top 77.2%.
Is Ajman Bank PJSC's Dividend Payout Ratio too high?
Ajman Bank PJSC's current Dividend Payout Ratio of 1.92 is 368% above median its 10-year median of 0.41. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 0.94. The Banks industry median Dividend Payout Ratio is 0.32. Ajman Bank PJSC's value of 1.92 is 500% above this industry median. Based on the distribution chart, Ajman Bank PJSC ranks #905 out of 1173 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Ajman Bank PJSC has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Ajman Bank PJSC ranks #905 out of 1173 companies for Dividend Payout Ratio. This places Ajman Bank PJSC in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Ajman Bank PJSC's value of 1.92 is 500% above this benchmark. Historically, Ajman Bank PJSC's own Dividend Payout Ratio has ranged from 0.40 to 0.94 over the past decade. While the company's 10-year median is 0.41 vs. the industry median of 0.32, Ajman Bank PJSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ajman Bank PJSC's current Dividend Payout Ratio of 1.92 is 500% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Ajman Bank PJSC and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ajman Bank PJSC's current Dividend Payout Ratio is 1.92, which is 368% above median its own 10-year median of 0.41. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.94, compared to a current price of د.إ1.39 — trading 28.4% below its estimated fair value. The current Dividend Payout Ratio is 1.92, which is 368% above median its 10-year median of 0.41 and 500% above the Banks industry median of 0.32. Ajman Bank PJSC's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current Dividend Payout Ratio is 1.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?
Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued.
The current stock price of د.إ1.39 is trading 28.4% below its estimated GF Value™ of د.إ1.94.
GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.
Key valuation signals for DFM:AJMANBANK:
Dividend Payout Ratio: 1.92 (368% above median its 10-year median of 0.41)
GF Value™: د.إ1.94 vs. price of د.إ1.39 (28.4% below fair value)
Industry Position: 500% above the Banks median (#905 of 1173)
No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
51GF Score
Get the complete analysis for DFM:AJMANBANK
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