Ajman Bank PJSC (DFM:AJMANBANK) Median PS Value: د.إ1.19 (As of Jul. 07, 2026) — 93% Below Median


DFM:AJMANBANK Ajman Bank PJSC DFM:AJMANBANK
51 GF Score
Price د.إ1.41
GF Value د.إ1.93
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Ajman Bank PJSC Median PS Value?

Ajman Bank PJSC DFM:AJMANBANK +0.71% 51 Median PS Value is د.إ1.19 as of Jul. 07, 2026, which is 100% below its 10-year median of 1.48. GuruFocus rates DFM:AJMANBANK with a GF Score™ of 51/100 and a GF Value™ of د.إ1.93 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,041 Banks companies, Ajman Bank PJSC ranks worse than 57.93% on this metric.

This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Ajman Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ0.342. Ajman Bank PJSC's 10-Year median PS Ratio is 3.4795. Therefore, the Median PS Value for today is د.إ1.19.

As of today (2026-07-07), Ajman Bank PJSC's share price is د.إ1.41. Ajman Bank PJSC's Median PS Value is د.إ1.19. Therefore, Ajman Bank PJSC's Price to Median PS Value for today is 1.18.

The historical rank and industry rank for Ajman Bank PJSC's Median PS Value or its related term are showing as below:

DFM:AJMANBANK' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.66   Med: 1.48   Max: 1.88
Current: 1.18

During the past 13 years, the highest Price to Median PS Value of Ajman Bank PJSC was 1.88. The lowest was 0.66. And the median was 1.48.

DFM:AJMANBANK's Price-to-Median-PS-Value is ranked worse than
57.93% of 1041 companies
in the Banks industry
Industry Median: 1.11 vs DFM:AJMANBANK: 1.18

Ajman Bank PJSC  (DFM:AJMANBANK) Median PS Value Explanation

This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.

It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.

Ajman Bank PJSC's Price to Median PS Value for today is calculated as

Price to Median PS Value=Share Price/Median PS Value
=1.41/1.19
=1.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Ajman Bank PJSC Median PS Value Related Terms


Ajman Bank PJSC Median PS Value Historical Data

* Premium members only.

The historical data trend for Ajman Bank PJSC's Median PS Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Ajman Bank PJSC Median PS Value Chart

Ajman Bank PJSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Median PS Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.04 0.93 1.21 0.94 1.16

Ajman Bank PJSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Median PS Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 0.90 1.00 1.16 1.19

Ajman Bank PJSC Median PS Value Competitor Comparison

For the Banks - Regional subindustry, Ajman Bank PJSC's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ajman Bank PJSC Price-to-Median-PS-Value vs Banks Industry

For the Banks industry and Financial Services sector, Ajman Bank PJSC's Price-to-Median-PS-Value distribution charts can be found below:

* The bar in red indicates where Ajman Bank PJSC's Price-to-Median-PS-Value falls into.


DFM:AJMANBANK
51GF Score
Ajman Bank PJSC DFM:AJMANBANK
Median PS Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Ajman Bank PJSC Median PS Value Calculation

Ajman Bank PJSC's Median PS Value for today is calculated as

Median PS Value=Revenue per Share (TTM)*10-Year Median PS Ratio
=0.342*3.4795
=1.19

10-Year Median PS Ratio is 3.4795.
Ajman Bank PJSC's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.342.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Median PS Value →
What does a Median PS Value of د.إ1.19 mean?
Ajman Bank PJSC (DFM:AJMANBANK) has a Median PS Value of د.إ1.19 as of Jul. 07, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Ajman Bank PJSC and its competitors. This is 93% below median its historical median of 1.48. Over the past decade, Ajman Bank PJSC's Median PS Value has ranged from 0.66 to 1.88. According to the industry distribution chart, Ajman Bank PJSC ranks #603 out of 1041 companies in the Banks industry, placing it in the top 57.9%.
Is Ajman Bank PJSC's Median PS Value too high?
Ajman Bank PJSC's current Median PS Value of د.إ1.19 is 93% below median its 10-year median of 1.48. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.88. Based on the distribution chart, Ajman Bank PJSC ranks #603 out of 1041 companies in the Banks industry, which is below the industry midpoint. Overall, Ajman Bank PJSC has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Ajman Bank PJSC's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Ajman Bank PJSC ranks #603 out of 1041 companies for Median PS Value. This places Ajman Bank PJSC in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Ajman Bank PJSC's own Median PS Value has ranged from 0.66 to 1.88 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,041 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Ajman Bank PJSC and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ajman Bank PJSC's current Median PS Value is د.إ1.19, which is 93% below median its own 10-year median of 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ajman Bank PJSC stock overvalued right now?
Based on GuruFocus' analysis, Ajman Bank PJSC (DFM:AJMANBANK) is currently considered Modestly Undervalued. The stock's GF Value™ is د.إ1.93, compared to a current price of د.إ1.41 — trading 26.9% below its estimated fair value. The current Median PS Value is د.إ1.19, which is 93% below median its 10-year median of 1.48. Ajman Bank PJSC's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Ajman Bank PJSC (DFM:AJMANBANK), the current Median PS Value is د.إ1.19 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Ajman Bank PJSC (DFM:AJMANBANK) Overvalued in 2026?

Based on GuruFocus' analysis, Ajman Bank PJSC stock appears to be undervalued. The current stock price of د.إ1.41 is trading 26.9% below its estimated GF Value™ of د.إ1.93. GuruFocus considers Ajman Bank PJSC to be Modestly Undervalued.

Key valuation signals for DFM:AJMANBANK:

  • Median PS Value: د.إ1.19 (93% below median its 10-year median of 1.48)
  • GF Value™: د.إ1.93 vs. price of د.إ1.41 (26.9% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the DFM:AJMANBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Ajman Bank PJSC Business Description

Address Union Street, P.O. Box 7770, Ajman Bank Building, Ajman, ARE
Ajman Bank PJSC provides banking products and services in the United Arab Emirates, Gulf countries, and internationally. The principal activities of the bank are to undertake banking, financing and investing activities through various Islamic financing and investment products such as Murabaha, Ijarah, Mudaraba, Musharaka, Wakala and Sukuk. Its business segments are: Consumer banking, Wholesale banking an Treasury. The majority of the company's revenue is derived from the Consumer banking segment, which comprises personal banking and priority banking where various products are offered like private customer current accounts, savings accounts, deposits, credit and debit cards, personal finance and house mortgage.
51GF Score

Get the complete analysis for DFM:AJMANBANK

Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ1.41
Price
د.إ1.93
GF Value