OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Paragon Financial Solutions OCF Yield % Related Terms
Paragon Financial Solutions OCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Paragon Financial Solutions's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paragon Financial Solutions OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Paragon Financial Solutions's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Paragon Financial Solutions's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paragon Financial Solutions (PGNN) has a OCF Yield % of 16.35 as of Jul. 08, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Paragon Financial Solutions and its competitors. Over the past decade, Paragon Financial Solutions' OCF Yield % has ranged from 16.35 to 16.64. According to the industry distribution chart, Paragon Financial Solutions ranks #428 out of 1500 companies in the Banks industry, placing it in the top 28.5%.
Is Paragon Financial Solutions' OCF Yield % too high?
Paragon Financial Solutions' current OCF Yield % is 16.35. Over the past 10 years, this metric has ranged from a low of 16.35 to a high of 16.64. The Banks industry median OCF Yield % is 9.25. Paragon Financial Solutions' value of 16.35 is 76.9% above this industry median. Based on the distribution chart, Paragon Financial Solutions ranks #428 out of 1500 companies in the Banks industry, which is above the industry midpoint. Overall, Paragon Financial Solutions has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Financial Solutions' OCF Yield % compare to INFT and FBVI?
According to the Banks industry distribution chart, Paragon Financial Solutions ranks #428 out of 1500 companies for OCF Yield %. This puts Paragon Financial Solutions in the upper half of its industry. The industry median OCF Yield % is 9.25. Paragon Financial Solutions' value of 16.35 is 76.9% above this benchmark. Historically, Paragon Financial Solutions' own OCF Yield % has ranged from 16.35 to 16.64 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.25, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paragon Financial Solutions's current OCF Yield % of 16.35 is 76.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Paragon Financial Solutions and its competitors. For the Banks industry, the median OCF Yield % is 9.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paragon Financial Solutions's current OCF Yield % is 16.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Financial Solutions stock overvalued right now?
Based on GuruFocus' analysis, Paragon Financial Solutions (PGNN) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.03, compared to a current price of $13.50 — trading 12.2% above its estimated fair value. The current OCF Yield % is 16.35 and 76.9% above the Banks industry median of 9.25. Paragon Financial Solutions' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Paragon Financial Solutions (PGNN), the current OCF Yield % is 16.35 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paragon Financial Solutions (PGNN) Overvalued in 2026?
Based on GuruFocus' analysis, Paragon Financial Solutions stock appears to be overvalued.
The current stock price of $13.50 is trading 12.2% above its estimated GF Value™ of $12.03.
GuruFocus considers Paragon Financial Solutions to be Modestly Overvalued.
Key valuation signals for PGNN:
OCF Yield %: 16.35
GF Value™: $12.03 vs. price of $13.50 (12.2% above fair value)
Industry Position: 76.9% above the Banks median (#428 of 1500)
No single metric tells the full story. See the PGNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paragon Financial Solutions Inc is a bank that provides financial services to its customers in Tennessee; Mississippi; Georgia; and North Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate.
75GF Score
Get the complete analysis for PGNN
OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
PGNN has been successfully added to your 
