PGNN (Paragon Financial Solutions) Tariff Resilience Score: 7/10 (As of Jul. 28, 2026)

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PGNN Paragon Financial Solutions Inc PGNN
74 GF Score
Price $14.05
GF Value $12.11
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Paragon Financial Solutions Tariff Resilience Score?

Paragon Financial Solutions PGNN +0.70% 74 Tariff Resilience Score is 7 as of Jul. 28, 2026. GuruFocus rates PGNN with a GF Score™ of 74/100 and a GF Value™ of $12.11 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,607 Banks companies, Paragon Financial Solutions ranks better than 60.67% on this metric.

Paragon Financial Solutions has the Tariff Resilience Score of 7, which implies that the company might have Highly Resilient.

Paragon Financial Solutions has Paragon Financial Solutions, as a financial services provider, has limited direct exposure to tariffs. However, its clients in trade-dependent industries could indirectly affect its operations.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Paragon Financial Solutions might have Highly Resilient.

Paragon Financial Solutions  (OTCPK:PGNN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Paragon Financial Solutions Tariff Resilience Score Related Terms

PGNN vs STBI, FBVI, FMFG: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Paragon Financial Solutions's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paragon Financial Solutions Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Paragon Financial Solutions's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Paragon Financial Solutions's Tariff Resilience Score falls into.


PGNN
74GF Score
Paragon Financial Solutions Inc PGNN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 7 mean?
Paragon Financial Solutions (PGNN) has a Tariff Resilience Score of 7 as of Jul. 28, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Paragon Financial Solutions ranks #632 out of 1607 companies in the Banks industry, placing it in the top 39.3%.
Is Paragon Financial Solutions' Tariff Resilience Score too high?
Paragon Financial Solutions' current Tariff Resilience Score is 7. Based on the distribution chart, Paragon Financial Solutions ranks #632 out of 1607 companies in the Banks industry, which is above the industry midpoint. Overall, Paragon Financial Solutions has a GF Score™ of 74/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Paragon Financial Solutions' Tariff Resilience Score compare to STBI and FBVI?
According to the Banks industry distribution chart, Paragon Financial Solutions ranks #632 out of 1607 companies for Tariff Resilience Score. This puts Paragon Financial Solutions in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Paragon Financial Solutions's current Tariff Resilience Score is 7. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paragon Financial Solutions stock overvalued right now?
Based on GuruFocus' analysis, Paragon Financial Solutions (PGNN) is currently considered Modestly Overvalued. The stock's GF Value™ is $12.11, compared to a current price of $14.05 — trading 16% above its estimated fair value. The current Tariff Resilience Score is 7. Paragon Financial Solutions' overall GF Score™ is 74/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Paragon Financial Solutions (PGNN), the current Tariff Resilience Score is 7 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paragon Financial Solutions (PGNN) Overvalued in 2026?

Based on GuruFocus' analysis, Paragon Financial Solutions stock appears to be overvalued. The current stock price of $14.05 is trading 16% above its estimated GF Value™ of $12.11. GuruFocus considers Paragon Financial Solutions to be Modestly Overvalued.

Key valuation signals for PGNN:

  • Tariff Resilience Score: 7
  • GF Value™: $12.11 vs. price of $14.05 (16% above fair value)
  • GF Score™: 74/100 with 5 warning signs

No single metric tells the full story. See the PGNN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paragon Financial Solutions Business Description

Address 5400 Poplar Avenue, Suite 150, Memphis, TN, USA, 38119
Paragon Financial Solutions Inc is a bank that provides financial services to its customers in Tennessee; Mississippi; Georgia; and North Carolina. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. Substantially all loans are secured by specific items of collateral including business assets, consumer assets, and commercial and residential real estate.
74GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.05
Price
$12.11
GF Value